How to Handle a Storm in the Winter

8/5/2024 (Permalink)

Winter storms are common in the US. They have intense winds and even heavy snowfall at times. During such times of crisis, staying safe can become a huge challenge especially for families who live in low-lying coastal areas. Since winter storms bring extreme temperatures and roads full of ice with them, it is necessary to prepare yourself accordingly in case a winter storm is expected to hit your area. Apart from extreme cold, winter storms can also cause power outrages – resulting in cold homes and no source of heat for you or your loved ones. A time of crisis like this requires a clear disaster plan to ensure the safety of your family.

Below are a few steps that you can take to prepare for a winter storm:

1. Weatherproofing the House

Since cold weather is extremely dangerous when there is a power failure, it is necessary to weatherproof your home to ensure that the heat remains inside the house and the cold winds from the outside do not enter through the windows. You can weatherproof your home by installing caulk or strips to the edges of doors and windows to prevent any air or snow from coming inside your home. Another great way to keep the house warm is to insulate all of your walls and especially the attic. It is also beneficial to insulate your water pipes to ensure that your water supply remains warm even during the storm. Since storms are dangerous, you should repair any roof leakages before the winter season arrives.

2. Chimney Inspections

Most houses in the US have a fireplace that they plan to use in case of an emergency. To ensure that your fireplace is safe to use, it is necessary to have it inspected each year by a professional fireplace company. This lessens the risk of a fire in your home in case the chimney had been blocked.

3. Install Smoke Detectors

Lighting up a fire in the fireplace in your home can lead to collection of carbon monoxide in the air. To avoid gas poisoning during extreme temperatures caused by a winter storm, it is necessary to have a smoke detector or a carbon monoxide detector inside the house, near the fireplace. Other precautionary measures relating to a fire emergency include having a working fire extinguisher available at home and keeping all burning equipment such as coal or oil outside the house.

4. Have an Emergency Kit

In case you need to evacuate your house during a heavy winter storm, it is necessary for you to have a pre-prepared emergency kit that you can keep in the car. This kit should include a spare cell phone that is charged, a portable charger, and a battery-powered radio to keep you up to date on the news. Equipment to stay warm such as coats, blankets, and gloves must also be kept in the kit. Since you may have to evacuate your home for quite some time, it is beneficial to have dry snacks inside the kit such as chips or biscuits that do not turn bad. Since your car GPS or phone may shut down during a heavy storm, it is important to include a detailed road map in the kit in order to guide you accordingly. You can also keep a shovel and a windshield scraper in order to cope with the heavy snowfall.

Tips to Making It through the Storm

9/21/2022 (Permalink)

Tips to Making It through the Storm

It is not surprising that the storms all around the world are getting stronger and deadlier. A lot of it has to do with climate change. No matter the level and strength of the storm it is bound to leave some level of destruction in its way. So it is very important to know how you can stay strong during the storm and prevent any damage to your house. Let’s take a look at a few tips.

Stay Calm

The first thing you should do is to try and stay as calm as possible. This will not only help you clear your mind, but also see things more clearly and focus on the task at hand. It will prevent any rash decisions and allows you to be much more effective.

Trim off branches

Branches can easily damage big parts of your roof. It’s much better to have them off as soon as possible. You can use a chain saw or electric chainsaw for this job. In case you don’t have one at hand, a strong bladed knife will do the trick too. Just make sure to take your time and be careful not to hurt yourself in the process.

Protect entrances

You should do your best to protect the entrances of your house. This is so that you don’t get any damage from flying objects or debris. You can use sand bags for this or if you have enough, simply move some heavy items in front of the doors and windows.

Stay away from windows

Staying away from windows is a very important thing to do. This way you’re not exposing yourself to possible debris, broken glass and other objects that could cause you severe injuries.

Cover up windows

This is especially important if you live in areas where the house is exposed to strong winds. You should make sure that all windows are covered as good as possible with cloth or thick plastic sheets. This way the house is a lot more resistant to breaking in wind and flying debris.

Protect yourself

You should further protect yourself by wearing gloves, goggles and a long sleeve shirt. By doing this you at least don’t expose your skin to possible damage from broken glass or other sharp objects. You can also use some kind of mask so that you don’t breath in the dust and particles in the air.

Be Aware Of the Weather Updates

You should always try to stay up to date with the weather updates. This way you will know what kind of disaster is going on and how long it is expected that it will still last. That way you can better prepare yourself and have a plan in place on what you should do when things get worse during the storm.

Move the Furniture Away From the Windows and Doors

You should do whatever you can to protect larger and heavier items in the house. Especially when it comes to things near the doors and windows. Things like sofas, chairs, tables or any other heavy object can easily get damaged if they are near the windows so try to move them away from the windows and doors.

Take Before and After Pictures

It’s always very important to take pictures or make some kind of inside map of your house before the storm hits. That way you can better assess what damage might have happened after everything calms down again. If there are any damages insurance companies will need this information in order to reimburse you.

Know the Instructions Given By the Relevant Authorities

It is always important to know what the authorities are saying in its instructions. Never ignore them, even if you don’t think they are serious. This way you can make sure that you don’t do anything wrong or dangerous and be able to assess the situation better.

Storm Damage Repair - The First 5 Things to Do

9/21/2022 (Permalink)

Storm Damage Repair - The First 5 Things to Do

Damage from a hurricane, tornado, or thunderstorm can happen any time of year. When these storms occur, it is important to know what steps you should take immediately after the storm has passed. The first 5 things to do after a storm may include some activities that you have been putting off until better weather conditions arrive, but this article will help guide you through the necessary preparation and activity in order to get your life back together following a storm.

Although surviving the period immediately following a bad storm may seem like an insurmountable task, there are many things that you can do right away that will make life much easier for you when the power does come back on and the sun begins shining again.

Turn Off Electric and Gas Lines

The first thing to do after a storm is to inspect your home for damage. A good place to start is by checking for overhead or underground power lines that may be close enough to your home that they could have fallen on it during the storm. The next step would be to inspect natural gas and water pipes leading into your house, making sure that nothing from the outside has been able to break them free from their attachments inside.

In addition, before you go onto inspecting your roof, make sure that all electrical appliances in the house are turned off in order to protect yourself from being electrocuted while searching for damages or needed repairs. Once these initial checks have been made and repaired if necessary, the process of going through a "storm checklist" can begin.

Contact Your Insurance Company

You should contact your insurance company as soon after the storm as possible in order to prevent any unnecessary activity from being carried out by yourself or an outside party. Keep calling back until you have been able to speak with a representative who has all of the necessary information about you and your policy. Your agent can provide you with advice on what steps need to be taken immediately following the event, some of which are outlined below.

Move the wet items to the garage to dry out

If you haven't already done so, begin removing all furniture and other items from both the inside and outside of your home. This will help to prevent mold growth between your walls if water damage has occurred.

Wipe the Water Out Of Your House

The next step is to remove as much water from the inside of the house as possible so that any lingering moisture cannot lead to mold growth. This may be a difficult task if you have not already removed your furniture and appliances, but with a wet/dry vacuum or shop vacuum it should be manageable.

After removing all standing water around your home, you should thoroughly clean out your gutters in order to prevent future damage from occurring. Once this is done, inspect for broken gutter sections that will need replacing. Make sure that downspouts are clear as well so that rainwater runs off properly away from the foundation of your house.

Call a Professional Storm Damage Restoration Company

After the storm has passed you need to hire a professional restoration company. Your insurance company should be able to recommend a specific storm restoration company that can help with any damages incurred as a result of the storm. If you have not already done so, now is the time to call them and schedule an appointment to begin work on fixing problems such as flooded basements and removal of insulation and soggy drywall from inside your home.

Tips for Repairing Storm Damage

9/14/2022 (Permalink)

Tips for Repairing Storm Damage

Storm damage can come in the form of fallen trees, roof damage, and interrupted electrical service.  The good news is that most storm damage repair jobs are low-skill projects that do not require an extensive level of knowledge or experience to handle on your own.

Even a fairly small tree has the potential to cause substantial damage during a storm if it falls onto a home or other property. Fortunately, there are several steps you can take after a tree has fallen into your yard to help prevent further problems from developing.

Assess How Much Damage Has the Storm Caused

The first thing to do after a storm is to assess how much damage it has caused to your property. This will give you a good idea about how much money you might have to spend on the repairs and restoration. So it is always good to have insurance for such cases.

Contact Your Insurance Company

Check with your insurance agent before starting repairs. Insurance coverage is dependent upon the type of storm, its location and other factors. Some types of damage may not be insured.

Document all storm-related damages to your home or building using photographs or video before making any repairs. This will provide a full record of damage for future reference should it become necessary to file an insurance claim later.

Only Focus on the Things That Are Actually Damaged During the Storm

Repair only those areas that are immediately damaged; stop further damage by boarding up broken windows, covering exposed outdoor electrical wiring or gas lines, etc., as soon as possible after the event has passed. Dispose of debris promptly in order to avoid mosquito breeding sites. Keep children away from dangerous materials such as broken glass, tarp-covered tree branches and other hazards.

Seal Holes in Foundation, Roof and Siding to Stop Water from Going In

Make sure to properly repair all holes in the roof and walls due to fallen trees or wind gusts. These holes can not only let water seep in but they can create easy access points for wasps, bees and other insects that could be attracted to water inside your home's damaged walls or foundation.

Repair Tree Damage to Your Property As Soon As It's Safe to Do So

One of the best ways to prevent more damage is to get damaged trees off of your property as quickly as possible. If there is a lot of damage, it may be wise to contact an arborist for advice and assistance if needed.

Hire a Professional to help you with the restoration

Storm damage is not always an easy task to take on yourself.  Hire a professional if you feel intimidated or do not have the time to deal with the cleanup and repairs your property may require after a storm. SERVPRO can help you with the restoration of your property after a storm has caused its destruction.

6 Simple Ways to Assess Total Damage after a Storm

9/14/2022 (Permalink)

6 Simple Ways to Assess Total Damage after a Storm

When a storm hits your property, it can be difficult to assess the total damage. You want to know what needs repairing and how much it will cost you. The following is a list of 6 simple ways that you can assess the damage from a storm:

1) Check for structural integrity

Does your building have any cracks in the foundation or leaking pipes? If so, then there may be more extensive repairs needed. It is very important to check the damage to the structure for timely repairs and restoration. If you don’t check the building for any damages then it can create a very dangerous living environment.

2) Check for water damage

Look around your house at all of the wet surfaces and make sure that no mold has grown anywhere yet. If you see any signs of mold growth, then this could lead to further complications down the road with respiratory illnesses and allergies.

3) Take pictures

One of the most important steps in assessing a storm's damage is to take pictures. It will help with getting insurance claims and also reminds you of what needs repairing or replaced.

4) Check for Damages to the Doors and Windows

Are your windows loose or cracked? How about your doors, are they damaged too? Take a special look at the glass windows. Sometimes even the protective wooden panels aren’t enough to save the windows from breaking.

5) Check the Utilities, Gas lines and Electricity Lines

If you smell gas, turn off your appliances and open doors and windows. Get outside immediately! If there is a power outage or the electricity lines have been damaged then this will need to be addressed as soon as possible so that they do not catch fire. It can also cause serious damage to any electronic devices in your home which you may want to address quickly before more problems arise down the road.

6) Take an Inspection Round outside Your House

Inspect things outside the house including your car, trees, lawn and most importantly your house's roof. Roof of a house is the most vulnerable thing during a storm. Strong storms can break off shingles and expose your roof to a lot of serious damage. You may need to replace your roof if it is very damaged. If you find any tree that is in a bad condition and may fall down any minute then you need to get away from the house and call a tree maintenance company as soon as possible.

It is very important to assess the total damage after a storm. There are many things that you can do at home before calling in an expert. By taking pictures, checking for water damage and structural integrity, as well as assessing the damages to doors and windows you will be able to figure out what needs repaired quickly. Then call up someone with experience when it comes time for more extensive repairs!

Can You Do DIY Home Restoration after a Storm?

8/16/2022 (Permalink)

Can You Do DIY Home Restoration after a Storm?

If you are living in a house that gets damaged because of a storm, or something similar to it, do not be alarmed. Whether someone else is doing the repairs for you or you are doing them yourself, there are things to keep in mind. The tips will help make your home restoration go smoother and more quickly.

Steps for DIY Home Restoration:

1.) Consider an insurance policy if one has not been obtained already. If there is damage, this should help out with costs involved with the restoration process.

2.) Before beginning any kind of repair work always wear protective gear including safety goggles and gloves so that no dust particles get into your eyes or worse enter your body through open cuts on hands etc. If possible wear breathing masks as well.

3.) Start by removing furniture if it had not already been done. If there is damage on the floor remove it before putting the furniture back in its place.

4.) Next, cover all windows and exterior doors with plastic sheeting. This will keep any moisture from entering your home which could cause mold or mildew to begin growing in places that were not damaged such as under carpets and sinks.

5.) After everything has been covered then use a vacuum cleaner to clean up any debris left behind after cleaning up water stains etc...The next step would be to remove any wet items such as clothes, bedding and blankets and run them through a washing machine several times so that no mold grows on them while they are stored away.

6.) You should look to see if the roof has been damaged and determine whether or not you want to fix it yourself or have someone who knows more about roofs do the work for you. It is possible to patch up a roof, but this does depend on where the damage is and how big it is because sometimes roofs will need to be replaced all together due to too much damage.

7.) If everything has dried out enough so that mold will not begin growing, take out all floor boards in affected areas so that they can be sanded down and treated with fungicide before replacing them back into place. Then cover area around walls with plastic sheeting again to keep dust from entering other areas of the house while new boards are being put back into place.

8.) Now that everything has been repaired it is time to start cleaning again and get rid of any lingering moisture in carpets and under sinks by using a dehumidifier.

So all of this can be done by you however if you want an ideal restoration process then it is better to hire a storm damage restoration service. A professional storm damage restoration service can do wonders for you and make your house look as good as new.

How to Respond To the Damage Caused By a Storm to Your Commercial Building

8/11/2022 (Permalink)

How to Respond To the Damage Caused By a Storm to Your Commercial Building

A storm can cause a lot of damage to your commercial building. It's important to take care of the problem quickly, before it becomes too big and expensive. The aftermath may seem very daunting. So it is important to understand how to respond when you have been hit by a storm and what steps you need to take in order to get back on your feet. If you're not sure where to start, we've got some tips that will help!

Contact Your Insurance Company

Call Your Insurance Company Immediately! You've probably heard this before, but it's the most important step to take when you have been struck by a storm. If your building is hit by an unexpected weather-related event such as hail or wind damage and there was no warning (such as a hurricane), then you may be able to file for damages with your insurance company. Be sure that any contractors who come out to look at the property will also contact the insurance company in order to make sure everything gets taken care of quickly.

Check For Leaks and Other Damage to the Roof before It Gets Worse

Many times roofing problems are not detected right away because they go unnoticed until further water leaks occur on different levels of the commercial building which can be very dangerous. So, if you notice that there is water leaking inside the building or it smells like mold, then you'll need to get up on your roof and check for damage right away! If necessary, call a contractor immediately in order to help take care of this problem before things get worse.

Inspect the Damage Done To the Building

Once you've inspected your roof to make sure that there was no damage done, then it's important to take a good look at the exterior of the commercial building. If any windows or walls were damaged by hail or wind and they will need repair, be sure to document this before fixing anything so that later on if something happens with an insurance claim you'll have some solid evidence about what happened during the storm! This is also very helpful because when you call out for scaffolding rental companies in order to get new glass installed (for example), having pictures will make finding one much easier after such a major event like a storm.

Hire a Storm Damage Restoration Service like SERVPRO

If you need help with the damage caused by water leaks, mold removal, or cleanup of your commercial building after something like a storm has hit it, then call in professional restoration services to take care of everything. They can also work alongside insurance companies which are always good for speedy repairs without having any issues!

Get Back To Business

Now that you know what to do in the aftermath of a storm, it's time to get back up on your feet and continue running your business.

Why Your Home Needs A Professional Storm Cleanup Service

9/20/2021 (Permalink)

Why Your Home Needs A Professional Storm Cleanup Service

A storm causes a lot of destruction in its wake. The chaos it creates is too much to deal with. This is why residential owners need extra help to restore their homes after a storm.

For this, you will need the service of a professional company that deals in storm damage restoration and cleanup such as us. After all, your home is your sanctuary and it needs to be protected so you can be safe.

Here are the many reasons why your home will need a professional storm damage restoration service.

Quick Cleanup And Repair

The damage that storms can cause can be extensive. You and your family can't possibly repair it in time and you will need a few days or a week to restore it yourself. However, because of this, you may feel unsafe in your own home.

Hiring a professional storm cleanup service means that your house will be restored to its original form in no time. This is because we are experts at what we do and we can quickly and effectively repair any damage caused by the storm around the house.

Professional Evaluation

As a layman, you will not know where to look for damage. You might miss out on a few things that should be repaired so your house can function well and live a long life.

Hiring a professional service will mean that they will do a full evaluation of your house first. This means that the experts will search every corner of the house to see the extent of the damage.

Apart from that, they will figure out what needs to be fixed through a detailed inspection and evaluation of your property. They will then come up with a solution to fix all the damage.

Clean And Sanitized Home For Optimal Health

Storm damage can cause contamination, infections, parasites, and diseases. These are serious issues that need to be addressed as soon as possible. If these issues exist then they will come to light when the experts do the inspection and evaluation.

As a professional cleanup service, our main priority is your health and we will do everything to ensure that it is not harmed. This is why your home will be thoroughly cleaned and sanitized to get rid of any contamination and infection. You can then go back to enjoying a safe and healthy home.

Flooding Will Be Taken Care Of

Storms can cause flooding in basements and other areas. However, we will clean it up through the use of our flood pumps to get rid of all the water and to prevent it from seeping into your walls.

As a professional cleanup service, we have all the equipment and expertise to execute the restoration effectively.

Final Words

Please don’t attempt to restore the house yourself after storm damage. Instead call professionals and experts such as us to effectively clean and restore your house to its original form.

For more information, feel free to get in touch with us now.

Steps To Take After Storm Damage

9/20/2021 (Permalink)

Steps To Take After Storm Damage

A storm can be quite scary and having to deal with its after-effects is challenging. It can leave behind a lot of damage that you will have to take care of. For this reason, you need to have all the right steps in front of you so that you can restore your home as quickly as possible. Here are 5 steps that you will have to follow after suffering from storm weather damage. 

Check How Much Damage Is Done

Before you go on to figuring out the solution for the damage, you will have to assess how much damage took place. It is best to take a look at every nook and corner of your home to know where all the damage is. 

Don’t miss out on anything as you want to ensure that every bit of damage is repaired properly. Observe every inch of the exterior so that you can know exactly what went wrong. Also, if there is seepage or any other time of damage as well, then make sure to take note of this as well. 

Keep Yourself Safe And Avoid Injury

As you go about assessing your home of damage, you want to make sure that you avoid injury throughout. To do this, you will have to keep away from all sorts of electrical equipment and risky areas around your home. 

If you see cracks on the roofs, then it is best that you avoid standing under or close to that particular area. The best thing to do is to make sure that your electricity is shut off to avoid getting damage from wires running through your home. 

Get Your Insurance Company On Board

Throughout the process, you want to make sure that you are collecting adequate proof to show your insurance company. They will probably also send someone for a physical examination to verify your case. Keep them in the loop so that you can claim insurance for the damages that you face from the storm damage. 

Limit Further Damage To Home

Sometimes, if you do not act quickly, there is a possibility of more damage happening to your home. You want to avoid this as much as possible. If there is an excessive wind blowing or water coming in, you might want to board your windows. 

If you’re not sure how to do this, then you must reach out to a professional service for help. And, that is our final step that will help with the damage. 

Get The Right Professional Cleaning Service 

You want to ensure that your home is not damaged beyond repair. This is when you need to get the right people on board to help you clean up the mess after the storm weather damage. You do not want to put the entire work on yourself as you might not have the right equipment to get this done properly. 

You should reach out to professionals who can help you clean your home and minimize the damage done to your home.

How To Protect Your Workplace From Natural Disasters

9/14/2021 (Permalink)

How To Protect Your Workplace From Natural Disasters

We never know when a disaster can strike. This is why it is extremely important to take the necessary steps to protect the property. Protecting your workplace from natural disasters is just as important as protecting your house. So, if your organization is not prepared for such emergencies and natural disasters, you need to take the necessary steps to protect it. Want to know how you can protect your workplace from natural disasters? Keep reading then.

Evaluate Your Area

If you want to be best prepared for natural disasters at the workplace, you need to evaluate and examine your office area and determine which natural disaster poses a possible threat to the area in which your office is located. You should not only evaluate the area in which your office is located, but you should also evaluate your office building as well. It will help you in determining the possible threats to which your office may be exposed and take necessary steps to secure the property.

Come Up With Emergency Plans

Once you have found out the possible threats to which your workplace is exposed, you need to create emergency plans to face these natural disasters. It will help you protect your organization and the workers of your organization as well. The plan should include what to do if the disaster hits your workplace and how to deal with the problem afterward. It should additionally include the ways to ensure the smooth flow of your business when your workplace is hit by an emergency.

Test The Plan

Once you have created the emergency plan that is needed to deal with the natural disasters, you need to make sure that the plan is effective as well. This is why you must test your emergency plan to make sure that it is effective and runs smoothly.

Prepare Emergency Kits

Even though all the companies have the necessary first aid kits to deal with emergencies, it is extremely important to have an emergency kit prepared to deal with natural disasters. For example, if your workplace is exposed to floods, and your workers are not able to travel in such a situation, you need to have the necessary supplies available to deal with such a situation. Some examples of these emergency kits include food and water, personal hygiene items, batteries, radio, etc.

Prepare Your Employees

Apart from preparing emergency kits for your workers, you need to prepare your employees to deal with the emergency as well. Preparing your employees will help them in dealing with natural disasters. Therefore, each of your employees should be trained and prepared for these natural disasters. For this, you need to equip and train your staff with the skills that are needed to deal with the situation such as CPR training and first aid courses.

Creating a solid emergency plan for your workplace to deal with natural disasters is extremely important. It will help you protect your workplace and your employees as well. For more details on how to create an effective emergency plan for your workplace, feel free to contact SERVPRO.

How to Prepare Your Home for Natural Disasters

9/14/2021 (Permalink)

How to Prepare Your Home for Natural Disasters

Your home is a central aspect of your life. It is your own personal space that you share with your loved ones, such as your parents, siblings, spouse, or children. Your home is where most of your dearest memories are made and you probably want to protect it forever.

However, natural disasters are common. They can wipe away all the memories you have made in your beautiful home in a split second if you are not adequately prepared for the disaster.

Preparing for a Hurricane

One natural disaster that combines many different disasters is a dangerous hurricane. It can bring heavy rainfall, winds that are faster than 150 MPH, extreme thunderstorms, and even flash floods in areas that are near the coastline.

In the US, hurricanes are especially common between June to November and it is important to prepare for them accordingly.

Hazards of a Hurricane

When a hurricane hits your area, there are many hazards that you need to look out and prepare for. These include

1. Storms: A dangerous storm can affect both human life and property in just a few minutes. In the surge of a hurricane, ocean water is pushed towards the coast. When combined with the high, swirling winds, such storms can cause major damage to the structure of your home.
2. 2. Winds: Hurricanes don’t have normal winds. Instead, the wind is as fast as 150 MPH and has a swirling direction. This can easily destroy entire buildings or cause irreparable damage to the foundational structure of the building.
3. Heavy Rainfall and Floods: When a hurricane hits, it is accompanied by tropical storms that can bring rainfall of more than 6 inches. As the water builds, there can be flash flooding in low-lying coastal areas. This is extremely dangerous for people who live in the inlands, especially because they may not have sufficient time to evacuate in such situations.

Hurricane and Natural Disaster Preparation Guidelines

Here are a few things you can do beforehand in order to minimize the damage caused by hurricanes or other natural disasters in your area:

1. Assess Your Home

Before you start taking any precautions to prepare for a hurricane, it is important to first analyze the risks of your own home. You can check with contractors or damage repair companies to ask whether the foundational structure and landscaping of your home will be able to survive heavy winds and storms. After the inspection, you may be required to have a few repairs made in your home to make the structure sturdier.

2. Removal of Debris and Garbage

Since storms and hurricanes come with intense winds, it is important to remove any dead trees or garbage material such as logs of wood that could be blown into your house due to extreme wind pressure.

3. Make an Evacuation Plan and Kit

If you live in a low-lying coastal area, it is important to have an evacuation plan in place that all of your family members are aware of. Apart from the plan, you also need to prepare a kit that must be equipped with food and water supplies, essential medication, a first-aid kit, and a battery-powered flashlight.

How to Prepare Your Home for Natural Disasters

8/10/2021 (Permalink)

Your home is a central aspect of your life. It is your own personal space that you share with your loved ones, such as your parents, siblings, spouse, or children. Your home is where most of your dearest memories are made and you probably want to protect it forever.

However, natural disasters are common. They can wipe away all the memories you have made in your beautiful home in a split second if you are not adequately prepared for the disaster.

Preparing for a Hurricane

One natural disaster that combines many different disasters is a dangerous hurricane. It can bring heavy rainfall, winds that are faster than 150 MPH, extreme thunderstorms, and even flash floods in areas that are near the coastline.

In the US, hurricanes are especially common between June to November and it is important to prepare for them accordingly.

Hazards of a Hurricane

When a hurricane hits your area, there are many hazards that you need to look out and prepare for. These include

1. Storms: A dangerous storm can affect both human life and property in just a few minutes. In the surge of a hurricane, ocean water is pushed towards the coast. When combined with the high, swirling winds, such storms can cause major damage to the structure of your home.
2. 2. Winds: Hurricanes don’t have normal winds. Instead, the wind is as fast as 150 MPH and has a swirling direction. This can easily destroy entire buildings or cause irreparable damage to the foundational structure of the building.
3. Heavy Rainfall and Floods: When a hurricane hits, it is accompanied by tropical storms that can bring rainfall of more than 6 inches. As the water builds, there can be flash flooding in low-lying coastal areas. This is extremely dangerous for people who live in the inlands, especially because they may not have sufficient time to evacuate in such situations.

Hurricane and Natural Disaster Preparation Guidelines

Here are a few things you can do beforehand in order to minimize the damage caused by hurricanes or other natural disasters in your area:

1. Assess Your Home

Before you start taking any precautions to prepare for a hurricane, it is important to first analyze the risks of your own home. You can check with contractors or damage repair companies to ask whether the foundational structure and landscaping of your home will be able to survive heavy winds and storms. After the inspection, you may be required to have a few repairs made in your home to make the structure sturdier.

2. Removal of Debris and Garbage

Since storms and hurricanes come with intense winds, it is important to remove any dead trees or garbage material such as logs of wood that could be blown into your house due to extreme wind pressure.

3. Make an Evacuation Plan and Kit

If you live in a low-lying coastal area, it is important to have an evacuation plan in place that all of your family members are aware of. Apart from the plan, you also need to prepare a kit that must be equipped with food and water supplies, essential medication, a first-aid kit, and a battery-powered flashlight.

What to do when Your House Floods

8/10/2021 (Permalink)

Imagine coming home from a long day at work, and rain is pouring down from the skies. You open the door but to your surprise something is amiss. You check the basement to see if everything is alright, when you notice your house has been flooded. Instead of scrambling for help, simply call SERVPRO of Cherry Hill / Haddonfield. If you or a loved one encounters this unfortunate situation there are steps you can follow until SERVPRO promptly arrives at your door.

What YOU can do in the meantime

            After a flood it is important to remove excess water by mopping and blotting what you can. Wipe any excess water from wood and retrieve tabletop items such as lamps. Remove upholstery and cushions from any chairs, couches, and beds that are accesible in the flooded area. Remove any colored rugs from wet carpets and surfaces. Remove any valuable pieces of art and store in a dry safe place. Gather attainable loose items from your floor.

SERVPRO saves the day

Once you’ve done what you can, this is where SERVPRO steps in. We operate a 24-hour emergency contact number so you can get in touch with us any time disaster strikes. Remember to call SERVPRO of Cherry Hill / Haddonfield When you call this number, we will ask you several questions related to the emergency at hand. This helps determine what equipment to bring and how many employees to send. From here, highly trained water damage specialists will be sent to the place of emergency for inspection and damage assessment. An intensive inspection of the property will take place to determine the scope of the damage. Several things are taken into consideration such as amount of water, contamination of the water, etc. Once this assessment is complete, the water will be swiftly and efficiently extracted. Our company will also help move any valuable furniture and items out of the house to prevent stains and rust. The carpet and carpet pad will also be inspected and removed at this time if need be. State of the art water removal equipment is used in this process. This includes tools such as: moisture detectors, hygrometers, infrared cameras to find water behind walls, submersible and gas-powered pumps to expel high-level water, and truck-mounted and portable water extraction units. Next, our team will begin the drying process. This is a necessary step in the water restoration process as most building materials are porous, meaning they retain water. This retained water can cause materials to decompose, warp or mold. Our professionals will use dehumidification equipment based on the area’s measurements, temperature, and humidity of the flooded area. Industrial-grade dehumidifiers will be applied to prevent secondary water damage such as warping floors and swelling. High-speed air movers will also be introduced to the space to create airflow across walls, carpets, and furniture to accelerate the evaporation of moisture. SERVPRO will always provide validation and documentation once the property is dry. This brings us to the sixth and final step, Restoration. After a flood, your property may be in shambles. Leave it to SERVPRO to fix this. Various services are offered such as: board-up, roof tarping, temporary fencing, move-out assistance, and temporary warehouse space. However, that’s not all we can provide. We can also provide repair services such as drywall removal, hardwood floor repair, tile floor repair, painting, and carpet repair/installation. We can simplify the whole process for you by dealing with both the initial water damage and rebuilding of the affected areas. Having one extraordinary and qualified company throughout this entire process can save you both money and time.

Tips To Prevent Basement Flooding

9/15/2020 (Permalink)

Flooding damage is expensive to repair. To save yourself from this cost you must take preventative measures so you don’t end up putting a dent in your pocket.

The main causes of flooding are overflowing gutters, cracks in the foundation, leaky windows, and water seeping into the walls. To make sure that all of this doesn't happen to your home, here are a few measures you can take.

Clean Your Gutters

An inefficient drainage system is the biggest cause of flooding. This is why you must clean your gutters and drainage system and get rid of any debris that may cause a blockage.

This will ensure the water to flow freely and drain efficiently without causing any damage to your home.

Maintain Proper Landscaping

You may be wondering what landscaping has got to do with basement flooding. However, if your hard grades towards your house then you are at a higher risk of basement flooding.

Your home grade needs to be directed away from the house. This is why your lawn should be properly sloped. To fix this problem you can opt for many landscaping solutions that can direct the water away if need be.

Inspect And Repair Any Cracks In Foundation

A small crack in the foundation or a window can cause the entire basement to flood. This is why you must have a routine foundation inspection so that such cracks can be filled and taken care of.

You can inspect it yourself and fill the crack with epoxy. However, if there is still leaking from somewhere then you should call a professional as soon as possible.

Get Window Well Covers Installed

If your basement has windows and they are protected by a well cover then they should be. This is a great way of letting some light into your basement while protecting it from water.

You can get a clear acrylic window well cover to get the most out of them. They will keep any water and pests out from your basement ensuring cleanliness.

Maintain Your Sump Pump 

Failure of sump pump maintenance is also one of the major causes of flooding. This is because a sump pump defends your home against many things such as flooding, mold, other water damage, etc.

However, for it to fulfill all these functions you need to maintain it too. Before any harsh weather conditions or storms, you should always get your sump pump checked.

If there are any problems then they should be quickly fixed so that your home can be prevented from flooding damage.

Your home is your investment and your safe place. This is why maintaining it should be your topmost priority. However, if for any reason there is basement flooding or other water damage then you should immediately call a professional.

We offer all kinds of cleaning services and our expertise in this industry is unparalleled. For more information on what we offer, feel free to get in touch with us now! 

Steps To Take After Storm Damage

9/15/2020 (Permalink)

A storm can be quite scary and having to deal with its after-effects is challenging. It can leave behind a lot of damage that you will have to take care of. For this reason, you need to have all the right steps in front of you so that you can restore your home as quickly as possible. Here are 5 steps that you will have to follow after suffering from storm weather damage. 

Check How Much Damage Is Done

Before you go on to figuring out the solution for the damage, you will have to assess how much damage took place. It is best to take a look at every nook and corner of your home to know where all the damage is. 

Don’t miss out on anything as you want to ensure that every bit of damage is repaired properly. Observe every inch of the exterior so that you can know exactly what went wrong. Also, if there is seepage or any other time of damage as well, then make sure to take note of this as well. 

Keep Yourself Safe And Avoid Injury

As you go about assessing your home of damage, you want to make sure that you avoid injury throughout. To do this, you will have to keep away from all sorts of electrical equipment and risky areas around your home. 

If you see cracks on the roofs, then it is best that you avoid standing under or close to that particular area. The best thing to do is to make sure that your electricity is shut off to avoid getting damage from wires running through your home. 

Get Your Insurance Company On Board

Throughout the process, you want to make sure that you are collecting adequate proof to show your insurance company. They will probably also send someone for a physical examination to verify your case. Keep them in the loop so that you can claim insurance for the damages that you face from the storm damage. 

Limit Further Damage To Home

Sometimes, if you do not act quickly, there is a possibility of more damage happening to your home. You want to avoid this as much as possible. If there is an excessive wind blowing or water coming in, you might want to board your windows. 

If you’re not sure how to do this, then you must reach out to a professional service for help. And, that is our final step that will help with the damage. 

Get The Right Professional Cleaning Service 

You want to ensure that your home is not damaged beyond repair. This is when you need to get the right people on board to help you clean up the mess after the storm weather damage. You do not want to put the entire work on yourself as you might not have the right equipment to get this done properly. 

You should reach out to professionals who can help you clean your home and minimize the damage done to your home. Connect to https://www.SERVPROcherryhillhaddonfield.com/ and get your home cleaned up in no time.

Why Your Home Needs A Professional Storm Cleanup Service

9/8/2020 (Permalink)

A storm causes a lot of destruction in its wake. The chaos it creates is too much to deal with. This is why residential owners need extra help to restore their homes after a storm.

For this, you will need the service of a professional company that deals in storm damage restoration and cleanup such as us. After all, your home is your sanctuary and it needs to be protected so you can be safe.

Here are the many reasons why your home will need a professional storm damage restoration service.

Quick Cleanup And Repair

The damage that storms can cause can be extensive. You and your family can't possibly repair it in time and you will need a few days or a week to restore it yourself. However, because of this, you may feel unsafe in your own home.

Hiring a professional storm cleanup service means that your house will be restored to its original form in no time. This is because we are experts at what we do and we can quickly and effectively repair any damage caused by the storm around the house.

Professional Evaluation

As a layman, you will not know where to look for damage. You might miss out on a few things that should be repaired so your house can function well and live a long life.

Hiring a professional service will mean that they will do a full evaluation of your house first. This means that the experts will search every corner of the house to see the extent of the damage.

Apart from that, they will figure out what needs to be fixed through a detailed inspection and evaluation of your property. They will then come up with a solution to fix all the damage.

Clean And Sanitized Home For Optimal Health

Storm damage can cause contamination, infections, parasites, and diseases. These are serious issues that need to be addressed as soon as possible. If these issues exist then they will come to light when the experts do the inspection and evaluation.

As a professional cleanup service, our main priority is your health and we will do everything to ensure that it is not harmed. This is why your home will be thoroughly cleaned and sanitized to get rid of any contamination and infection. You can then go back to enjoying a safe and healthy home.

Flooding Will Be Taken Care Of

Storms can cause flooding in basements and other areas. However, we will clean it up through the use of our flood pumps to get rid of all the water and to prevent it from seeping into your walls.

As a professional cleanup service, we have all the equipment and expertise to execute the restoration effectively.

Please don’t attempt to restore the house yourself after storm damage. Instead call professionals and experts such as us to effectively clean and restore your house to its original form.

For more information, feel free to get in touch with us now.

How To Prepare For A Storm

9/8/2020 (Permalink)

It is better to be safe than sorry. Preventative measures are key to saving yourself and your home from the damage that comes with a storm. Storms bring heavy rain, winds, and lighting.

They can cause flooding, power outage, and a lot of destruction. This is why you must have a plan to deal with all these problems that may come with a storm.

However, if there is still damage caused to your property because of the storm then hire a professional storm cleanup service for your home restoration.

Here are the many safety tips you can follow to prepare yourself for a storm.

Ensure That The Exterior Of Your House Is Safe

You must take care of the outdoors to reduce safety hazards. For example, you need to trim down large trees and shrubs so that they don’t fall on something else or get tangled with wires.

Apart from that any plants, furniture, or other objects that are placed outside need to be brought indoors so they can be saved be from damage.

Keep Everything Powered Up

Make sure that the gas tank of your car is full. Charge any appliances that need charging such as your cell phone, laptop, etc. Apart from that, you need to test your generator beforehand so that it works properly in case of a power outage during the storm.

Also, keep extra fuel for the generator in case of extensive power outages. This way you will always have backup power.

Make An Emergency Plan

Nature is unpredictable and you never know how bad a storm is going to be. This is why you must have a contingency plan in case of extreme circumstances.

Come up with a plan of how you are going to get in touch with all the family members and where you will meet up to stay safe. This is because storms can happen anytime and not everyone will be home.

Clean Gutters

The main reason why urban flooding takes place because of a storm is due to the overflowing of gutters. With too much water coming in the water overflows and causes the area to flood.

This is why it is important to routinely get your gutters cleaned once in a while. This will allow the water to flow freely and prevent any blockages. It will also prevent the flooding of your basement and roof damage.

Create An Emergency Kit

This is only for a worst-case scenario. If you have to leave home because of some damage or in case of a power outage you will need an emergency kit.

Be sure to have essential medicines, first aid, batteries, important documents, non-perishable food, water, clothing, cash, and all other essential items that you may require.

It is always good to be prepared for an unprecedented situation that may arise due to a storm. Follow these tips to prepare before a storm and you will be good to go.

However, if there is any damage to your home due to the storm then give us a call (856) 662-2772!

Safe Ways to Restore my Home and Contents after Flood Damage?

8/26/2020 (Permalink)

SERVPRO Offers Nationally Certified Restoration Experts to New Jersey Residents with Flood Damage.

What qualifications are needed to restore property flooding in Southern New Jersey?

Certifications can help you identify expert local restorers when you do not have time to do thorough research. Our technicians complete their training by receiving nationally recognized qualifications from the Institute of Inspection, Cleaning, and Restoration Certifications (IICRC) body. Flooding can present considerable challenges to even the most experienced practitioners, which is why certifiable quality is essential to sourcing a good restorer. Our roster of technicians for flood damage in your New Haven home include water restorers (WRT,) Applied Structural Drying (ASD) experts, odor control (OCT) and applied microbial remediation (AMRT.) We can also provide specialist stone, masonry and ceramic tile cleaning technicians (SMT) and carpet cleaning technicians (CCT.)

What are the immediate concerns with a flooded property?

- Standing water can exert significant pressure on a structure and need to reduce immediately.

- Stemming water migration can lessen potential damages. 

- Securing a property from unlawful entry and theft

- Waterproofing your home using tarpaulins to prevent further water intrusion

- Bringing down relative humidity to avoid microbial growth issues

- Removing possessions from the reach of floodwaters and placing them in a designated dry room for specific restoration detail

- Acting quickly to control water migration and protecting wall cavities or subfloor from water exposure

How does controlling humidity prevent mold growth?

Micro-organisms like mold need three conditions to grow: food supply, temperature, and moisture. A home is full of potential food for microbes, especially wet fabrics, insulation, or drywall. The relative humidity typically rises in a property with large amounts of water in it due to evaporation. To dry a property, we need to encourage evaporation by increasing the temperature, allowing air to hold more moisture than in cooler conditions. The combination of drying efficiently and preventing microbial growth is a fine balance. SERVPRO technicians take regular measurements of indoor humidity using hygrometers to ensure that mold reproduces slowly during the restoration. Slowing mold growth allows us to focus on drying efficiently without risking an uncontrolled microbial outbreak. 

What steps can you take to control mold growth during flood restoration?

- Dehumidification to maintain indoor humidity below 60 grains (of moisture) per pound (GPP) keeps microbial growth under control. 

- Using biocides or antimicrobial chemicals on high-risk areas to prevent mold from moving through growth stages during the cleanup

- Paying close attention to water migration, dripping or leaking which could cause damp spots and attract mold spores

- Thorough cavity inspection and drying to avoid mold buildup behind walls, floors or ceilings

How can I speed up evaporation in a room without natural ventilation or light?

Water evaporates quicker when there is plenty of dry air in the room. A general rule of thumb for encouraging evaporation is that wet always move to dry. However, the more water that evaporates, the more saturated the surrounding air becomes, reducing drying times. When dealing with a room with lots of residual moisture, evaporation can create a vapor barrier between dry air and the surface, which leads to slow drying. SERVPRO technicians use air-moving equipment to maintain constant air motion through a flooded property. Moving air allows wet surfaces to evaporate into dry air. Combining a heating element increases overall air temperature, which allows it to absorb more evaporated moisture speeding up the drying process. 

When can you start structural or contents restoration for a flooded property?

Once damage mitigation is complete with the property is clean and dry, we can begin to perform a restoration. Restoring a property can involve replacing any building materials that were non-salvageable and as buffering carpets or repainting walls. Our technicians combine the restoration phase with preventive measures that can protect your home against secondary damages. These procedures include using antimicrobial or odor sealing primers on walls and carpets to ensure that you do not incur further costs in the future. 

Taking a property through restoration from start to finish requires organization and qualified restoration professionals. Contact SERVPRO of Cherry Hill/Haddonfield at (856) 662-2772.

Staying Safe during a Flood

8/25/2020 (Permalink)

Springtime can bring severe rain showers which can lead to flooding in our area.  According to Ready.gov floods are the most common natural disaster in the United States.  Here are few things to know about floods:

Floods may:

• Result from heavy rain, storm surges and overflows of dams and other water systems.
• Develop slowly or quickly. Flash floods can come with no warning.
• Cause outages, disrupt transportation, damage buildings and create landslides.

 IF YOU ARE UNDER A FLOOD WARNING, FIND SAFE SHELTER RIGHT AWAY

• Do not walk, swim or drive through flood waters. Turn Around, Don’t Drown!
  • Just six inches of moving water can knock you down, and one foot of moving water can sweep your vehicle away.
• Stay off of bridges over fast-moving water.
• Depending on the type of flooding:
  • Evacuate if told to do so.
  • Move to higher ground or a higher floor.
  • Stay where you are.

SERVPRO of Cherry Hill/Haddonfield can respond immediately to storm and flooding conditions.  We are available 24 hours a day – Call us today at (856) 662-2772.

Storm Damage, Property Insurance Tips, Prevention, and Costs

9/16/2019 (Permalink)

When buying homeowners insurance there are several factors to consider. In areas where severe storms are common, it is especially important to understand the type of insurance policy you have, the limitations of your policy, what it covers and the types of storms for which you may not be covered.

Storm Damage Insurance Overview

Many homeowners have already experienced a severe hailstorm and witnessed the damage hail can cause to homes, automobiles, businesses and other property. When a hailstorm hits, it does the greatest amount of damage to the exterior of your home or property. Common types of damage caused by hail are: roof damage, siding damage, shingle damage, window damage and automobile damage.

Thunderstorms

Most standard homeowners policies, also known as HO-3 policies, cover both your home and its contents. Typically, you are covered against storm damage, theft, pet damage and some major disasters, such as tornadoes, hurricanes and hail.

Earthquakes and floods are usually not covered under most standard insurance policies and require a separate policy. Remember, home insurance policies do not cover poor maintenance or normal wear and tear, so it is a good idea to make sure your home is always properly maintained.

What to Do Before You Talk to an Insurance Agent

Before buying homeowners insurance, the first thing you need to determine is the replacement cost of your home. The replacement cost reflects the total cost to replace the structures on your property. This is typically different than the market value, or sales price of your home, which takes into account other factors including the value of your lot.

An easy way to figure out your replacement cost is to multiply the building cost per square foot of your home, with the number of total square feet. If you don't have a good sense of building costs for your area, any local contractor should be able to give you a good idea of average building costs in your area.

Once you know your replacement cost, you'll have a good idea of what your insured liability limit should be. Liability limit is the amount of coverage you have if something, such as a tornado or other serious storm, destroys your home. Most experts recommend liability limits equal to the replacement cost, so if your home is totally destroyed your insurance will cover the costs to restore or rebuild your home, including living expenses if you are unable to inhabit your home.

If you live in an area prone to flooding, make sure you obtain flood insurance, which is typically a separate policy. If you have questions about your coverage, check with your insurance agent and make sure you have a solid understanding of your coverage, especially as it relates to serious storm damage or other catastrophic losses.

In states where a severe tornado not only threatens your home and its contents, it is important to understand the difference between actual cash value insurance and replacement value insurance. Actual cash value insurance compensates you for the actual, depreciated value of the items in your home. So, if you have a TV that originally cost $500, but is now worth $100, your insurance will pay you $100 if it is destroyed.

For homeowners with expensive electronics, art, and other furnishings, replacement value insurance is a smart way to go. Replacement value pays you the full amount it would cost to replace a broken, damaged or missing item. So, if a storm destroys a $4,000 plasma TV inside your home, your insurance will cover the full $4,000 replacement value of your TV, and whatever else is damaged inside your home, minus the cost of your deductible, up to the limits of your policy. If you own very expensive individual items, such as original art, or valuable jewelry, you might consider insuring those items individually, under a separate policy.

Whatever type of insurance you choose, it's always wise to take an inventory of the items in your home. If your home is completely destroyed, you will not be able to remember all of the items you own, unless you have a detailed inventory and pictures of what is inside. It is always a good idea to store your inventory list and pictures in a separate, secure location, such as a bank safety deposit box. If you have a digital camera, take pictures and email them to yourself, along with your inventory list.

A deductible is the amount you are required to pay out of pocket before your insurance kicks in. Typically homeowners insurance deductibles range from $250 to over $1,000. So, if your home is damaged by a hailstorm and incurs $10,000 in damages and you have a $500 deductible, the insurance company will pay $9,500 towards your repairs. The higher your deductible, the lower your premium will be.

When deciding on a deductible, make sure it's an amount you can come up with easily, that won't create a financial strain or hardship. Some companies are now offering policies with high deductibles, including deductibles that are calculated as a percentage of your home's value. For example, if your home is worth $200,000 and you have a 2% deductible, you will have to come up with $4,000 before your insurance pays anything. While these types of policies can offer a lower premium, make sure you are able to cover the cost of the deductible, in case a severe storm or disaster hits your area.

Shopping for Homeowners Insurance

When shopping for a homeowners policy, it is smart to check out several different insurance companies. Different insurance companies offer a wide range of coverage levels, discounts and prices. Don't just shop the companies you know best, but search for the policy that works best for your situation. If you come across a policy that looks good, but is offered by a company you haven't heard of, it's easy to check out their background. Here are three websites you can use to investigate the financial strength of an insurance company:

• Ambest (www.ambest.com)
• Fitch Ratings (www.fitchibca.com)
• Moody's Investor Services (www.moodys.com)

When selecting a policy, start by researching your area. You'll want to have a firm understanding of the storm damage history of your neighborhood related to:

• Hailstorms
• Tornadoes
• Wind Storms
• Flooding
• Earthquakes
• Natural Disasters

Make sure the insurance policy you select adequately covers storms and natural disasters in your area. Watch out for insurance companies known for unfairly denying claims. Every year, the American Justice Association publishes a list of the 10 Worst Insurance Companies. If your insurance company is on the list and your insurance claim has been denied, make sure you connect with a reputable contractor with the experience to fight for your rights.

Saving Money on Homeowners Insurance

There are many factors insurance companies take into account when determining the price of your insurance premium. Some factors that affect the cost of your premium may include:

• History of a severe storm or disaster in your area
• Neighborhood crime levels
• Quality of building materials in your home
• Building costs in your area
• Size and overall condition of your home
• Distance from a fire station

You may be eligible for a discount on your insurance premium by making certain improvements to your home, which can add up to significant savings. The following list of improvements will not just result in savings, but will make your home safer as well.

• Impact resistant roofing shingles
• Shatterproof windows
• Storm shutters
• Reinforced tile or slate roof

Most states prohibit insurance companies from canceling your insurance policy or singling you out for a rate increase for filing a storm damage claim. If you live in an area with a high propensity for severe storms or other natural disasters, you should expect premiums to be higher.

Insurance companies can raise rates for everyone living in a storm prone area. If this is the case, your rate will increase whether or not you file an insurance damage claim. So, if your home has been damaged by a tornado, hailstorm, severe wind, or other type of natural disaster, it is in your best interest to file an insurance claim to pay for the damage. If you fail to file a claim, your increase in premium will pay for everyone's repairs except for yours.

If you have storm damage to your home or commercial building, then you may need to file an insurance claim.

Who can buy flood insurance?

9/16/2019 (Permalink)

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates.

I don't have flood insurance--Why do I need it?

FACT: Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.

FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don't need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA--and you don't have to pay it back.

FACT: You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Flood insurance helps more: Check out your state's flood history with FEMA's interactive data visualization tool. Roll your cursor over each county to see how many flooding events have happened. The tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides a lot more help for recovery.

Who can buy flood insurance?

If you are a renter or homeowner (residential policy); or business owner (non-residential policy) and your property is located in a NFIP-participating community, you can purchase a policy. Contact your insurance agent to find out if your community participates in the National Flood Insurance Program.

Flood insurance from the NFIP is only available in participating communities. Ask your agent if your state and community participate, or look it up online

Did you know? An elevated home, with a first floor elevated 3 feet above the base ­flood elevation, can expect to save 60 percent or more on annual ­flood insurance premiums.

Did you know? Elevating just one foot above the Base Flood Elevation often results in a 30% reduction in annual premiums.

Indoor Relative Humidity and Moisture Issues Inside Your Cherry Hill Home

9/7/2019 (Permalink)

When indoor humidity levels are too high, condensation on windows and walls starts to cause structural damage. Damage to the house manifests in wood rot, molds, damp spots, and corroding furniture.

Costly damage caused by moisture that builds up can occur between the walls and ceilings, paint may start to peel as well as permanent wood warping/damage.Every time we cook, bathe, shower or breathe, we increase the amount of moisture in the air; when these activities occur indoors, we raise the humidity level inside our home. Humidity is the amount of water vapor in the air; it makes the air feel wet and clammy or smell musty. During a hot summer day, humidity makes the air feel even warmer, since it prevents sweat from evaporating from the skin, undermining the body's way of staying cool.

Relative humidity is the amount of water the air contains compared to the amount it could contain at a specific temperature. When the relative humidity is 100 percent, the air is retaining the most moisture possible at that temperature without precipitation. Most of us feel comfortable inside our home when the relative humidity remains between 30 and 60 percent. When the indoor humidity level is below 30 percent, the air is too dry, which can harm both a home's structural integrity and the homeowners' health. Conversely, when the level is above 60 percent, the air is too wet, which is also harmful to both the home and the homeowners. Excess humidity is a breeding ground for mold, pests and rot in homes and is more likely to cause heatstroke, heat exhaustion, headaches and dehydration than a less humid atmosphere.

To combat a high humidity level inside the home, many homeowners run the air conditioning unit. While air conditioning can reduce the humidity level, the result is high energy bills and a cold and uncomfortable living space. Rather than using air conditioning, homeowners and builders can have a whole-house dedicated dehumidification system installed. This type of system operates using the home's central air distribution system. A dehumidification system can be programmed to maintain specific humidity levels, giving homeowners the ability to customize the comfort level of their home.

Whole-house dehumidification systems can be installed in both new and existing homes. Here are a few points to keep in mind when considering installing dedicated dehumidification systems:

• Choose a dehumidification system that has built-in fan cycling. This feature will keep the humidity and temperature balance steady throughout the home instead of in just one room. It will also minimize hot and cold spots and improve the overall air quality.
• Look for a dehumidification system that has the capacity to remove up to 90 pints of moisture per day from the air. For builders, a high-capacity system will provide for the flexibility of using the system in a wide variety of homes.

Sump Pump Failure

9/5/2019 (Permalink)

Sump Pump Failure in Cherry Hill NJ, Flood Damage in Cherry Hill NJ, 7 Causes of Sump Pump Failure and What to Do

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a likelihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

There is no definitive “lifetime” of a sump pump. Most sump pump last between 3 to 20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pumps on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

• If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
• When testing your sump pump, go outside to make sure it is discharging water
• Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
• Check the operation of the float to make sure it is not restricted
• Clean out the air hole in the discharge line
• Listen for any unusual noises when the motor is running
• Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

Be Prepared its Storm Season

9/3/2019 (Permalink)

SERVPRO® of Cherry Hill/Haddonfield wants to make sure that all of our customers are safe. So we are providing safety tips to make sure our customers are safe during a flood/storm. By making sure that they are fully prepared before a flood.

Be Flood/Storm Ready

These tips are to be done before a flood/storm occurs. Making it easier for you to prepare for when a flood actually happens.

• Gather emergency supplies; make sure you have extra cases of water, batteries, flashlights, and snacks that don’t need to be in the fridge just in case your power goes out.
• Know where all the evacuation routes are beforehand in case you are advised to leave your house you are ready to go. Having a duffle bag full of clothes is always a smart route because being over prepared is better than under prepared.
• Watch the news. During this rainy season flash floods are very common. Watch the news, making sure you are on high alert as the storm approaches your area.

After the Flood/Storm

You are not going to be able to prepare for everything that happens, such as water leaking into your basement or even water getting into your home or business. But what you can prepare for is calling SERVPRO® of Cherry Hill/Haddonfield 856-662-2772 to get your house back to the way it was.

We will make it, “Like it never even happened.”

Tips to Prevent Water Damage from a Storm

8/28/2019 (Permalink)

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a likelihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintenance your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

• If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
• When testing your sump pump, go outside to make sure it is discharging water
• Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
• Check the operation of the float to make sure it is not restricted
• Clean out the air hole in the discharge line
• Listen for any unusual noises when the motor is running
• Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

• A vinegar solution can be run through the sump pump in order to clean it
• The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
• This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
• Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
• Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

What Causes Hail, and How It Forms

8/26/2019 (Permalink)

Here are some hail facts, according to the National Weather Service:

HOW IT FORMS

Inside thunderstorms are warm updrafts and cold downdrafts. When a water drop is lifted, it can carry to temperatures below 32 degrees, freeze and then fall. As it falls it can thaw as it moves into warmer air, where it can get picked up again by another updraft, returning it to cold air where it refreezes. With each trip above and below freezing, it adds a layer of ice before it ultimately falls to earth as hail.

HAIL SIZES (diameter)

Pea: 1/4 inch

Marble: 1/2 inch

Penny: 3/4 inch

Nickel: 7/8 inch

Quarter: 1 inch (hail at least quarter size is considered severe)

Ping pong ball: 11/2 inch

Golf ball: 13/4 inch

Tennis ball: 21/2 inches

Baseball: 23/4 inches

Grapefruit: 4 inches

Softball: 41/2 inches

BIGGEST EVER

The largest recorded hailstone in the U.S. was nearly as big as a volleyball and fell on July 23, 2010, in Vivian, South Dakota. It was 8 inches in diameter and weighed almost 2 pounds.

DAMAGE DONE

Hail causes about $1 billion damage to crops and property annually. A hailstorm that hit Kansas City on April 10, 2001, was the costliest ever in the U.S., causing about $2 billion damage.

If a strong storm roars through, you may find your siding damaged by hail and shingles that the wind ripped off the roof. Homeowners insurance typically covers wind damage. Coverage also usually includes damage from hail, wind-driven rain or snow that gets inside the home when a roof or wall is damaged due to wind. Most policies also offer some coverage for fallen trees that damage your home, provided the tree broke because of a storm or wind.

Floods - The Most Common Natural Disaster

9/18/2018 (Permalink)

Floods are the most common natural disaster in the United States. Whether you live near a coastline, near a river or eve in the desert, there is a potential for suffering flood damage. Unlike any other natural disaster such as hurricanes that have typical peak season, floods can occur anywhere and anytime.

Therese are some of the flood terms used to identify a flood hazard.

A flood watch indicates that conditions are favorable for flooding to developed. Be prepared to move to higher ground.

A flood warning means that flooding is occurring or will occur soon. If advised to evacuate, do so immediately.

A flash flood warning means that flash flooding is occurring or imminent. Move to higher grounds immediately.

Different Types of Storm Damage

9/15/2018 (Permalink)

There are several types of storm damage including wind, flooding, or even fire. Flooding can cause extensive amounts of damage to your home, and lightning can create fires while high winds can cause many issues to the structure of your home.

Wind
The damage which results from extremely high winds is quite easy to see most of the time. Nowadays, roof shingles are designed better than their predecessors regarding their resistance to wind and the ever-increasing knowledge and standards. There is many times little can be done to prevent damage by wind in conditions that are very extreme. Roofs that are wind-damaged usually appear to be affected only in certain spots. The edges or perimeter of the room are affected by high winds easily, since the edge of a roof is quite prone to lifting.

Hail
Round dings in metal are clear signs of hail damage. Determining whether your roof has suffered damage from a hail storm, however, could be a bit more challenging. After hail hits the roof, it knocks off the protective granules where the hail has hit, and these areas of damage are the sources of leaks in the roof in the future if it is not fixed within a few years’ time.

Snow
Snow causes most of its damage from the weight of it, which immensely increases when ice, rain and sleet are added to it. On an average-sized roof, two feet of snow can weigh the equivalent of thirty-eight thousand pounds or nineteen tons. The obvious sign many times that a roof is about to fail is if it is sagging.

Ice
The functionality of a lot of gutter and roof systems are affected by the temperatures that fluctuate, making the snow melt then refreeze on the edge of the roof. This makes a dam which the water cannot pass through, meaning that as more snow melts off the roof and trickles down, it gets blocked by an ice dam and makes a puddle. Since roofs were not made to handle standing water, especially as the water line and growing puddle move up the roof, the water can seep through small openings in the roof into your home or attic.

Rain and Flood Damage
Water running out of a typical water drainage basin due to overflowing from a storm can wreak havoc on your property. Streams, creeks, rivers or lakes which overflow, flash floods, a storm surge or a tsunami are all examples of flood damage that are possible.

Flooding can cause damage to your property including your foundation and drywall damage. Most of the time the drywall will need to be removed and replaced. The flooding can also cause mold to grow on the property due to standing or hidden water, such as inside the walls. This should be taken care of as soon as possible, usually by a professional storm damage remediation company, as mold can cause a serious health risk to you and your family.

Call an Expert
At the first sign of damage contact a professional storm damage restoration company. They use specialized equipment and technology to tackle any storm damage to your property. They will be able to restore your property back to normal.

Contact SERVPRO of Cherry Hill/Haddonfield to restore your commercial or residential storm damage "Like it never eve happened."

Do you need flood insurance?

9/7/2018 (Permalink)

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates.

I don't have flood insurance--Why do I need it?

FACT: Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.

FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don't need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA--and you don't have to pay it back.

FACT: You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Flood insurance helps more: Check out your state's flood history with FEMA's interactive data visualization tool. Roll your cursor over each county to see how many flooding events have happened. The tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides a lot more help for recovery.

Who can buy flood insurance?

If you are a renter or homeowner (residential policy); or business owner (non-residential policy) and your property is located in a NFIP-participating community, you can purchase a policy. Contact your insurance agent to find out if your community participates in the National Flood Insurance Program.

Flood insurance from the NFIP is only available in participating communities. Ask your agent if your state and community participate, or look it up online

Did you know? An elevated home, with a first floor elevated 3 feet above the base ­flood elevation, can expect to save 60 percent or more on annual ­flood insurance premiums.

Did you know? Elevating just one foot above the Base Flood Elevation often results in a 30% reduction in annual premiums.

Storm Damage Cleanup and Restoration

9/6/2018 (Permalink)

Why Choose a SERVPRO Franchise Professional?

• They're Faster to Any Size Disaster

SERVPRO Franchise Professionals are dedicated to responding immediately to water and storm damage emergency.

• They're Highly Trained Water Damage Specialists

They specialize in water and storm damage restoration, the cornerstone of our business.

• They have the Resources to Handle Storm and Disasters

SERVPRO Franchise Professionals have a national network of over 1,700 Franchises across the country and elite Disaster Recovery Team strategically located throughout the country.

Regardless of the Storm Damage, They Can Help

Storms occurs with little warning and can be especially devastating, so you'll need the company that you can trust to rise to the occasion. Regardless of the type of storm. SERVPRO Franchise Professionals can handle any size disaster. During catastrophic storms and major events, our Disaster Recovery Team can respond quickly with additional resources.

• Flooding caused by heavy rains
• Hurricanes and tidal surges
• Tornadoes and wind damage
• Ice and snowstorms
• Wild fires

Have Storm or Flood Damage?

8/29/2018 (Permalink)

Have Water or Flood Damage? Contact SERVPRO of Cherry Hill/Haddonfield today.

We are proud to serve our local communities:

• Cherry Hill, NJ
• Collingswood, NJ
• Jordantown, NJ
• Woodcrest, NJ
• Delair, NJ
• Haddonfield, NJ
• Merchanville, NJ
• Ellisburg, NJ
• Greentree, NJ
• Cherry Hill Mall, NJ

We are water damage restoration specialists and are ready to restore your Cherry Hill home or business back to pre-water conditions. We quickly extract the water and then dry your property using state-of-the-art equipment. SERVPRO of Cherry Hill/Haddonfield uses moisture monitoring equipment to effectively measure and document the drying process to ensure your property is dry.

Move-Outs/Pack-Outs

If your home requires extensive restoration or cleaning, SERVPRO of Cherry Hill/Haddonfield can conduct an organized, efficient move-out of the affected area. When restoration is completed, they will work with you to coordinate the move-in according to your needs.

Water Damage

8/6/2018 (Permalink)

Water damage is the No. 1 culprit that weakens your home's foundation, the very core that holds your house together.

Water damage hits at the core strength of your house, eventually causing serious structural damage. Damp woods invites termites and carpenter ants; plus, it causes mold and mildew.

Here's how to prevent water damage using three easy strategies that will give your peace of mind the next time heavy storms hit.

• Ensure Good Drainage
  • Clean your gutters.
• Test Your Sump Pump
  • Check your sump pump once a year.
• Fix Water Leaks
  • Repair any noticeable dripping pipes.
  • Check for dark spots under pipes & on ceilings.

Contact your local SERVPRO of Cherry Hill/Haddonfield to restore your water damaged home "Like it never even happened."

Steps to Take Immediately After Storm Damage Occurs

8/2/2018 (Permalink)

Steps to Take Immediately After a Storm Damage

Storm damage can occur at any time and can cause an immense amount of harm to your home. Heavy rains can cause flooding and powerful winds can cause roof damage and downed trees on your property. Having a strategy to deal with damage will help you to be ready to take steps immediately after the storm.

• Keep Yourself and Your Family Safe
• Take Pictures of All Damage
• Call Your Insurance Company
• Look into Federal Disaster Assistance
• Review the Damage and Prepare for Repairs
• Remove Debris when It's Safe
• Contact a Reputable Contractor to Help Restore Your Life

SERVPRO of Cherry Hill/Haddonfield is here 24/7 to help with your storm damage needs and make your home or business "Like it never even happened." 

Flood Damage

8/1/2018 (Permalink)

Putting the Pieces Back Together after a Flood

Of all the possible disasters that can damage a home, floods are the least predictable in terms of the damage that they may cause. Some homeowners are able to salvage their homes even if they have to dispose of some furniture, appliances, and items such as carpeting and curtains. Other homeowners find themselves faced with tens and even hundreds of thousands of dollars in repairs. Even then, mold may still develop behind wall and in other places where water damage cannot easily be seen.

Is your home now structurally compromised or taken by mold?

Contact SERVPRO of Cherry Hill/Haddonfield to put your pieces back together after a flood "Like it never even happened."

Storm Damage

7/30/2018 (Permalink)

Storm and water damage affects not only the structure of you house, but also your belongings. SERVPRO of Cherry Hill / Haddonfield understands that your home is more than a structure; your family's furniture, clothing, keepsakes, and other belongings help transform a house into a home. SERVPRO of Cherry Hill / Haddonfield will make your storm damage "Like it never even happened."

SERVPRO of Cherry Hill/Haddonfield Satisfied Storm Damage Customers

6/13/2018 (Permalink)

We strive every day to ensure that our quality of work is up to the highest standards and we are always happy to get positive feedback from our customers.

Here are some recent quotes from real customers:

"These guys were awesome, way above expectations during a natural disaster. A+. We were done in about six hours with major damage." - Eric D.

"The gentlemen were extremely polity and helpful during a difficult situation." - Cynthia H.

"Excellent team." - Ward M.

If Storm damage threatens your home or office contact SERVPRO of Cherry Hill/Haddonfield. We are here to help and care for not only your home or office, but for you as an individual.

Happy Customer

6/13/2018 (Permalink)

We love sharing letter and testimonials from our satisfied customers. Here is one we received from an individual who suffered storm damage.

"Keep screening to get good personal like the team that worked our problem. The team has done an excellent job and communicated very effectively to help us understand the process and timing of tear out and cleanup. Really happy with the job done and appreciate SERVPRO very much. Will recommend to anyone who has similar flooding or clean up requirements."

Thank you Eric P. We appreciate such a wonderful testimonial and we are extremely happy to have great customers such as yourself.

80 percent of Property Owners lack flood insurance, Flood damage in Mt. Laurel NJ, Flood damage in Moorestown NJ, Flood Insurance,

9/25/2017 (Permalink)

80 percent of Property Owners lack flood insurance, Flood damage in Mt. Laurel NJ, Flood damage in Moorestown NJ, Flood Insurance,

The vast majority of homeowners in the area devastated by Hurricane Harvey lack flood insurance, leaving many who escaped the storm with little financial help to rebuild their homes and lives.

“I wish I had flood insurance now,” lamented Leroy Moore, a 58-year-old whose home in Northeast Houston filled with water. He cancelled his flood policy when it grew too expensive. He and his wife were rescued from the rising waters on Sunday by National Guard troops and are now sleeping in a church. “When it's a choice to make between things and life, sometimes you've just got to let the things go and hang on to life.”

Regular home insurance covers wind damage but not flooding. Homeowners have to purchase separate flood insurance policies from the government-run National Flood Insurance Program, which will end in late September unless Congress renews it. In Texas, the average cost for a NFIP plan is $500 a year, but it can rise to more than $2,000 for homes inside a floodplain.

Only 17 percent of homeowners in the eight counties most directly affected by Harvey have flood insurance policies, according to a Washington Post analysis of Federal Emergency Management Agency data. When disaster hits, the policies cover up to $250,000 in rebuilding costs and $100,000 to replace personal belongings such as TVs and furniture.

Everyone else who loses their home to flooding will be dependent on private charity and government aid, especially grants from Federal Emergency Management Agency.

But FEMA's help is a poor substitute for flood insurance: The grants, intended to help residents rebuild homes and cover hotel stays until permanent housing is available, are capped at $33,300. Most receive significantly less. Funds will be even tighter if Congress doesn't provide additional emergency funding for Texas soon.

To get a grant, “FEMA has to believe your house is damaged so substantially that there’s no area in your house you can live in,” says Saundra Brown, a lawyer whose home in Houston was flooded. She spoke to The Washington Post while removing drywall to prevent mold. Her advice is to take photos of everything.

President Trump vowed “very rapid action” to help victims, but aid is usually slow to arrive, particularly in a large-scale disaster that strains FEMA's capacity to inspect and assess all the damaged homes.

Brown has seen firsthand just how long FEMA can take. She heads up Lone Star Legal Aid's disaster response unit, a group of lawyersthat assists low-income clients, including helping them to get FEMA money. Some of her clients were fighting with FEMA for months after the smaller storms that deluged Houston with rain in 2015 and 2016.

“It’s not like the government comes in with big buckets of cash and just hands it out,” says Robert Meyer, a professor and co-director of the University of Pennsylvania's Risk Management Center, which studies natural disaster response. “People who don't have insurance may have to abandon their homes.”

Moore and his wife were sitting in the First Baptist Church in North Houston trying to comprehend how quickly everything they worked for was ruined by a horrendous storm. The couple fled the home they'd owned for 32 years with just the clothes on their backs.

Moore, a forklift driver, used to buy flood insurance from the government when it cost $200 a year, but he says the premium rose above $300, so he stopped. His home had never flooded before Harvey until now.

“I've been in Houston all my life … I've never seen it like this,” Moore said, looking around the room at so many other families in the same situation.

Losing a home without insurance compensation is financially devastating. A home is the most valuable financial asset that many middle-class Americans have. The median home value in Harris County, where Houston is located, is $138,000, according to the U.S. Census. A total loss could delay retirement or force people into bankruptcy. Even if they can rebuild, it's unlikely the home will be worth as much if it is now marked as prone to flooding.

Legally, homeowners in places that FEMA designates as “high-risk” flood areas are supposed to have the insurance, but the rule isn't tightly enforced. Across the country, only 12 percent of homeowners have flood insurance, according to the Insurance Information Institute. The rate is a bit higher in Texas, Louisiana and Florida, but even in those coastal areas, only about 20 percent get it.

The best hope for those who don't get much FEMA aid is a low-interest government loan.“The largest vehicle for disaster recovery isn’t FEMA grants; it’s Small Business Administration disaster loans,” says Brown. Some businesses and charities in the Houston area are already offering aid and cheap loans up to about $10,000.

“Nothing like this has happened before in Houston. Individuals and businesses are all trying to help,” says Yuvette Chou, a 41-year-old who didn't have flood insurance and was trying to stay positive. She spent Sunday sitting with her husband on the stairs watching water seep into their home for the first time ever. Her employerhas already reached out to offer a low-cost loan. “I've learned my lesson.”

Houston, with 2.3 million residents, is America's fourth-largest city. It's the country's energy hub, and it has thrived thanks to the shale gas boom. In total, nearly 6 million people live in the eight counties most affected by the storm. One of the biggest concerns for the economy is whether people will leave after Harvey. Katrina demonstrated what such a storm can do to a major American city. New Orleans lost half its population in the year after Katrina struck.

Wind damage in Cherry Hill NJ, Wind Damage in Moorestown NJ,

9/18/2017 (Permalink)

Wind damage in Cherry Hill NJ, Wind Damage in Moorestown NJ,

Q: Am I required to have homeowners insurance?

A: It is always smart to have a good homeowners insurance policy, even if you don't owe any money on your home. If you have a mortgage, home equity loan, or use your home as collateral, your lender will require you to maintain insurance.

Q: Are all homeowners insurance policies the same?

A: There are many different types of insurance policies. Levels of coverage, exclusions and limits of liability vary greatly. Some policies provide basic coverage, while others offer broad coverage and high levels of protection.

Q: Does my homeowners insurance cover all types of storm damage?

A: It depends on your policy. Most homeowners insurance policies cover storms including hail, tornado and wind damage. But, floods and earthquakes usually require additional coverage. It is always smart to check your policy to see exactly what is covered.

Q: Is replacement cost the same as the sale price of my home?

A: Not necessarily. The replacement cost is the actual cost to rebuild your home in the event it is completely destroyed, which may be more or less than the market value, or sale price.

Q: What does a homeowners insurance policy cover?

A: Homeowners insurance covers the repair or replacement of your home and its contents up to defined limits. Your policy may also include a liability policy, which protects you in the event someone is injured on your property due to your negligence.

Q: What are the various types of coverage included in a homeowners policy?

A: To determine the types of coverage you have, check the declarations page of your insurance policy. Types of coverage are as follows:

• Coverage A - Damage to your home
• Coverage B - Damage to other structures including garage, deck or swimming pool
• Coverage C - Loss or damage to the contents of your home
• Coverage D - Loss of use in case your home is not inhabitable
• Coverage E - Personal liability to third parties
• Coverage F - Medical payments to third parties

Q: Who pays for living expenses when my home is being repaired after a storm?

A: Your insurance company will pay for loss of use, in the case that your home is uninhabitable after it has been damaged by a storm, up to applicable limits.

Q: Does my policy cover tornado, wind and hail damage?

A: Most standard homeowners insurance policies cover damage done by tornado, windstorms and hailstorms. Check your policy for limits and details.

Q: What is not covered by homeowners insurance?

A: Earthquakes, floods and other named exclusions and usually require separate coverage. Normal wear and tear and poor maintenance is not covered by insurance.

Q: Will my insurance cover the cost of tree removal after a severe storm?

A: Most policies cover the cost of tree removal after a storm, however, you should check your policy. Some insurance companies require a separate tree removal policy.

Q: Will my homeowners insurance cover damage to cars on my property?

A: No. Damage to your car is not covered by your homeowners policy, even if a tree on your property falls and damages your car. Damage to your car is covered by your comprehensive auto insurance policy.

Q: If I file a storm damage claim, will my premiums go up?

A: Most states prohibit insurance companies canceling your coverage or singling you out for a rate increase due to an Act of God damage claim.

Q: Will my homeowners policy cover earthquake damage?

A: Not unless your policy specifically includes coverage for earthquakes. In most cases you'll need a separate insurance policy to cover earthquake and flood damage.

What are damaging winds?

Damaging winds are often called “straight-line” winds to differentiate the damage they cause from tornado damage. Strong thunderstorm winds can come from a number of different processes. Most thunderstorm winds that cause damage at the ground are a result of outflow generated by a thunderstorm downdraft. Damaging winds are classified as those exceeding 50-60 mph.

Are damaging winds really a big deal?

Damage from severe thunderstorm winds account for half of all severe reports in the lower 48 states and is more common than damage from tornadoes. Wind speeds can reach up to 100 mph and can produce a damage path extending for hundreds of miles.

Who is at risk from damaging winds?

Since most thunderstorms produce some straight-line winds as a result of outflow generated by the thunderstorm downdraft, anyone living in thunderstorm-prone areas of the world is at risk for experiencing this hazard.

People living in mobile homes are especially at risk for injury and death. Even anchored mobile homes can be seriously damaged when winds gust over 80 mph.

Types of Damaging Winds

Straight-line wind is a term used to define any thunderstorm wind that is not associated with rotation, and is used mainly to differentiate from tornadic winds.

A downdraft is a small-scale column of air that rapidly sinks toward the ground.

A downburst is a result of a strong downdraft. A downburst is a strong downdraft with horizontal dimensions larger than 4 km (2.5 mi) resulting in an outward burst of damaging winds on or near the ground. (Imagine the way water comes out of a faucet and hits the bottom of the sink.) Downburst winds may begin as a microburst and spread out over a wider area, sometimes producing damage similar to a strong tornado. Although usually associated with thunderstorms, downbursts can occur with showers too weak to produce thunder. 

A microburst is a small concentrated downburst that produces an outward burst of damaging winds at the surface. Microbursts are generally small (less than 4km across) and short-lived, lasting only 5-10 minutes, with maximum windspeeds up to 168 mph. There are two kinds of microbursts: wet and dry. A wet microburst is accompanied by heavy precipitation at the surface. Dry microbursts, common in places like the high plains and the intermountain west, occur with little or no precipitation reaching the ground. 

A gust front is the leading edge of rain-cooled air that clashes with warmer thunderstorm inflow. Gust fronts are characterized by a wind shift, temperature drop, and gusty winds out ahead of a thunderstorm. Sometimes the winds push up air above them, forming a shelf cloud or detached roll cloud.

A derecho is a widespread, long-lived wind storm that is associated with a band of rapidly moving showers or thunderstorms. A typical derecho consists of numerous microbursts, downbursts, and downburst clusters. By definition, if the wind damage swath extends more than 240 miles (about 400 kilometers) and includes wind gusts of at least 58 mph (93 km/h) or greater along most of its length, then the event may be classified as a derecho.

Storm damage in Cherry Hill NJ, Storm Damage in Moorestown NJ,

9/15/2017 (Permalink)

Storm damage in Cherry Hill NJ, Storm Damage in Moorestown NJ,

Storm damage in Cherry Hill NJ, Storm Damage in Moorestown NJ,

A storm is any disturbed state of an environment or astronomical body's atmosphereespecially affecting its surface, and strongly implying severe weather. It may be marked by significant disruptions to normal conditions such as strong wind, tornadoes, hail, thunder and lightning (a thunderstorm), heavy precipitation (snowstorm, rainstorm), heavy freezing rain (ice storm), strong winds (tropical cyclone, windstorm), or wind transporting some substance through the atmosphere as in a dust storm, blizzard, sandstorm, etc.

Storms have the potential to harm lives and property via storm surge, heavy rain or snow causing flooding or road impassibility, lightning, wildfires, and vertical wind shear; however, systems with significant rainfall and duration help alleviate drought in places they move through. Heavy snowfall can allow special recreational activities to take place which would not be possible otherwise, such as skiing and snowmobiling.

Types

Classic storm of summer, in Sierras de Córdoba, Argentina.

There are many varieties and names for storms:

• Ice storm — Ice storms are one of the most dangerous forms of winter storms. When surface temperatures are below freezing, but a thick layer of above-freezing air remains aloft, rain can fall into the freezing layer and freeze upon impact into a glaze of ice. In general, 8 millimetres (0.31 in) of accumulation is all that is required, especially in combination with breezy conditions, to start downing power lines as well as tree limbs.[3] Ice storms also make unheated road surfaces too slick to drive upon. Ice storms can vary in time range from hours to days and can cripple small towns and large urban centers alike.
• Blizzard — There are varying definitions for blizzards, both over time and by location. In general, a blizzard is accompanied by gale-force winds, heavy snow (accumulating at a rate of at least 5 centimeters (2 in) per hour), and very cold conditions (below approximately -10 degrees Celsius or 14 F). Lately, the temperature criterion has fallen out of the definition across the United States[4]
• Snowstorm — A heavy fall of snow accumulating at a rate of more than 5 centimeters (2 in) per hour that lasts several hours. Snow storms, especially ones with a high liquid equivalent and breezy conditions, can down tree limbs, cut off power, and paralyze travel over a large region.
• Coastal Storm — large wind waves and/or storm surge that strike the coastal zone. Their impacts include coastal erosion and coastal flooding[5]
• Ocean Storm — Storm conditions out at sea are defined as having sustained winds of 48 knots (55 mph or 90 km/h) or greater.[6] Usually just referred to as a storm, these systems can sink vessels of all types and sizes.
• Firestorm — Firestorms are conflagrations which attain such intensity that they create and sustain their own wind systems. It is most commonly a natural phenomenon, created during some of the largest bushfires, forest fires, and wildfires. The Peshtigo Fire is one example of a firestorm. Firestorms can also be deliberate effects of targeted explosives such as occurred as a result of the aerial bombings of Dresden. Nuclear detonations generate firestorms if high winds are not present.
• Dust devil — a small, localized updraft of rising air.
• Wind storm— A storm marked by high wind with little or no precipitation.[7]Windstorm damage often opens the door for massive amounts of water and debris to cause further damage to a structure.[8] European windstorms and derechos are two type of windstorms.[9] High wind is also the cause of sandstorms in dry climates.
• Squall — sudden onset of wind increase of at least 16 knots (30 km/h) or greater sustained for at least one minute.
• Gale — An extratropical storm with sustained winds between 34-48 knots (39-55 mph or 63–90 km/h).[6]
• Thunderstorm — A thunderstorm is a type of storm that generates lightning and the attendant thunder. It is normally accompanied by heavy precipitation. Thunderstorms occur throughout the world, with the highest frequency in tropicalrainforest regions where there are conditions of high humidity and temperature along with atmospheric instability. These storms occur when high levels of condensation form in a volume of unstable air that generates deep, rapid, upward motion in the atmosphere. The heat energy creates powerful rising air currents that swirl upwards to the tropopause. Cool descending air currents produce strong downdraughts below the storm. After the storm has spent its energy, the rising currents die away and downdraughts break up the cloud. Individual storm clouds can measure 2–10 km across.
• Tropical cyclone — A tropical cyclone is a storm system with a closed circulation around a centre of low pressure, fueled by the heat released when moist air rises and condenses. The name underscores its origin in the tropics and their cyclonic nature. Tropical cyclones are distinguished from other cyclonic storms such as nor'eastersand polar lows by the heat mechanism that fuels them, which makes them "warm core" storm systems.

Tropical cyclones form in the oceans if the conditions in the area are favorable, and depending on their strength and location, there are various terms by which they are called, such as tropical depression, tropical storm, hurricane and typhoon.[10]

• Hailstorm — a type of storm that precipitates round chunks of ice. Hailstorms usually occur during regular thunder storms. While most of the hail that precipitates from the clouds is fairly small and virtually harmless, there are occasional occurrences of hail greater than 2 inches (5 cm) in diameter that can cause much damage and injuries.

A tornado in Binger, Oklahoma during the 1981 outbreak.

• Tornado — A tornado is a violent, destructive wind storm occurring on land. Usually its appearance is that of a dark, funnel-shaped cloud. Often tornadoes are preceded by thunderstorms and a wall cloud. They are often called the most destructive of storms, and while they form all over the world, the interior of the United States is the most prone area, especially throughout Tornado Alley.

Classification

A strict meteorological definition of a terrestrial storm is a wind measuring 10 or higher on the Beaufort scale, meaning a wind speed of 24.5 m/s (89 km/h, 55 mph) or more; however, popular usage is not so restrictive. Storms can last anywhere from 12 to 200 hours, depending on season and geography. In North America, the east and northeast storms are noted for the most frequent repeatability and duration, especially during the cold period. Big terrestrial storms alter the oceanographic conditions that in turn may affect food abundance and distribution: strong currents, strong tides, increased siltation, change in water temperatures, overturn in the water column, etc.

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Cherry Hill NJ, water damage in Cherry Hill NJ, flood damage in cherry Hill nj,

9/6/2017 (Permalink)

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Cherry Hill NJ, water damage in Cherry Hill NJ, flood damage in cherry Hill nj,

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Cherry Hill NJ, water damage in Cherry Hill NJ, flood damage in cherry Hill nj, 

A Fast Response Is Crucial

In many cleaning and restoration situations, immediate action is needed. With over 1,700 U.S. and Canadian Franchise locations, SERVPRO is strategically positioned to be faster to any size emergency.

An immediate response helps to minimize the damage and the cleaning and restoration costs.

Water is particularly invasive, quickly spreading throughout your property and being absorbed into floors, walls, furniture, etc. SERVPRO Franchise Professionals arrive quickly and start the water extraction process almost immediately.

Water Damage Timeline

Within Minutes:

• Water quickly spreads throughout your property, saturating everything in its path.
• Water is absorbed into walls, floors, upholstery, and belongings.
• Furniture finishes may bleed, causing permanent staining on carpets.
• Photographs, books, and other paper goods start to swell and warp.

Hours 1 - 24:

• Drywall begins to swell and break down.
• Metal surfaces begin to tarnish.
• Furniture begins to swell and crack.
• Dyes and inks from cloth and paper goods spread and stain.
• A musty odor appears.

48 Hours to 1 Week:

• Mold and mildew may grow and spread.
• Doors, windows, and studs swell and warp.
• Metal begins to rust and corrode.
• Furniture warps and shows signs of mold.
• Paint begins to blister.
• Wood flooring swells and warps.
• Serious biohazard contamination is possible.

More Than 1 Week:

• Restoration time and cost increase dramatically; replacing contaminated materials and structural rebuilding may be extensive.
• Structural safety, mold growth, and biohazard contaminants pose serious risks to occupants.

The National Flood Insurance Program, (NFIP), Flood Damage in Cherry Hill NJ, Water damage in Cherry Hill NJ, Flood damage in Haddonfield NJ,

8/29/2017 (Permalink)

The National Flood Insurance Program, (NFIP), Flood Damage in Cherry Hill NJ, Water damage in Cherry Hill NJ, Flood damage in Haddonfield NJ,

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates.

I don't have flood insurance--Why do I need it?

FACT: Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.

FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don't need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA--and you don't have to pay it back.

FACT: You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Flood insurance helps more: Check out your state's flood history with FEMA's interactive data visualization tool. Roll your cursor over each county to see how many flooding events have happened. The tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides a lot more help for recovery.

Who can buy flood insurance?

If you are a renter or homeowner (residential policy); or business owner (non-residential policy) and your property is located in a NFIP-participating community, you can purchase a policy. Contact your insurance agent to find out if your community participates in the National Flood Insurance Program.

Flood insurance from the NFIP is only available in participating communities. Ask your agent if your state and community participate, or look it up online

Did you know? An elevated home, with a first floor elevated 3 feet above the base ­flood elevation, can expect to save 60 percent or more on annual ­flood insurance premiums.

Did you know? Elevating just one foot above the Base Flood Elevation often results in a 30% reduction in annual premiums.

Sump Pump Failure in Moorestown NJ, Flood Damage in Haddonfield NJ, 7 Causes of Sump Pump Failure and What to Do,

7/28/2017 (Permalink)

Sump Pump Failure in Moorestown NJ, Flood Damage in Haddonfield NJ, 7 Causes of Sump Pump Failure and What to Do,

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a liklihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintain your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The  UD Dept of housing estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

• If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
• When testing your sump pump, go outside to make sure it is discharging water
• Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
• Check the operation of the float to make sure it is not restricted
• Clean out the air hole in the discharge line
• Listen for any unusual noises when the motor is running
• Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

• A vinegar solution can be run through the sump pump in order to clean it
• The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
• This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
• Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
• Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Water damage in Collingswood NJ, Flood damage in Audubon NJ, 5 dangers to be aware of after a flood strikes,

7/14/2017 (Permalink)

Water damage in Collingswood NJ, Flood damage in Audubon NJ, 5 dangers to be aware of after a flood strikes,

Water damage in Collingswood NJ, Flood damage in Audubon NJ, 5 dangers to be aware of after a flood strikes,

Among all weather-related natural disasters, floods have been both the most common and most costly in the United States, according to the U.S. Geological Survey. They can create billions of dollars in damage a year and kill hundreds of people.

Their widespread impact is part of the reason people should understand the threats floods can pose.

Every community should at least be aware of flood dangers and be prepared for them because you never know when flooding may occur.

Additionally, the dangers of floods do not disappear after water levels stop rising. Here are five factors to remember when recovering from a flood.

1. Be wary of damaged utilities

Water may have damaged electrical power and natural gas or propane, the Centers for Disease Control (CDC) reports. Minimize any fire hazards by turning off these utilities, especially if an odor, fraying wiring or sparks are present. Only turn the power on or off if you can do so from a dry location. Otherwise, call an electrician.

Contact the proper authorities, such as the gas or electric company, the police department or the fire department to help determine when turning utilities back on is safe.

2. Protect yourself against carbon monoxide

More than 400 Americans die from unintentional carbon monoxide (CO) poisoning a year, the CDC reported, and this risk can increase after a flood.

Generators, pressure washers, charcoal grills and other fuel-burning tools can release CO, which can collect in dangerous concentrations when used indoors or near open doors, windows or air vents.

The CDC recommends avoiding use of these in enclosed or partially enclosed areas, and encourages people to buy battery-powered carbon monoxide detectors. These should be placed outside all sleeping areas and, for added protection, near a home's heat source.

3. Minimize contact with dirty water

Remaining floodwater can also pose various hazards. It may be mixed with sewage or other hazardous substances, like chemicals, or it could be hiding downed power lines or sharp objects.

The CDC reports "outbreaks of communicable diseases after floods are unusual," but ingesting or exposing an open wound to the floodwater increase the risk of diarrheal diseases or infection.

Dry out homes as soon as possible and thoroughly wash and disinfect clothes, linens and hard surfaces. Discard anything that cannot be cleaned -- this includes contaminated drywall and insulation.

4. Control Mold

Mold can also be a major issue if it is not addressed after a flood.

People who are sensitive to molds or who have chronic lung illnesses can have reactions varying in severity from eye irritation to lung infections.

Mold can dry out, but the dried spores can still pose a risk if they enter the air. Proper cleanup is essential after a flood.

5. Avoid traveling through flood water

Never enter swiftly flowing water, and do not try to drive or walk through standing water because underneath the road could be compromised or blocked by debris.

When it comes to moving water, obviously you should try to get to high ground and get away from flooding whenever possible. Don't put yourself into moving water. If you have standing water, you certainly don't want to drive or walk through that either if you can't see to the bottom of it.

The CDC also reports that driving through floodwaters can be deadly because "as little as 6 inches of water may cause one to lose control of a motor vehicle, and 2 feet of water can carry most cars away."

Water Damage in Cherry Hill NJ, Flood Damage in Cherry Hill NJ,

7/5/2017 (Permalink)

Water Damage in Cherry Hill NJ, Flood Damage in Cherry Hill NJ,

Water Damage in Cherry Hill NJ, Flood Damage in Cherry Hill NJ,

Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or steel by destructive processes such as rotting of wood, growth, rusting of steel, de-laminating of materials such as plywood, and many others.

The damage may be imperceptibly slow and minor such as water spots that could eventually mar a surface, or it may be instantaneous and catastrophic such as flooding. However fast it occurs, water damage is a major contributor to loss of property.

An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy. Often the verbiage of this addendum is similar to "Sewer and Drain Coverage".

Those individuals who are affected by wide scale flooding may have the ability to apply for government and FEMA grants through the Individual Assistance program. On a larger level, businesses, cities, and communities can apply to the FEMA Public Assistance program for funds to assist after a large flood. For example, the city of Fond du Lac Wisconsin received $1.2 million FEMA grant after flooding in June 2008. The program allows the city to purchase the water damaged properties, demolish the structures, and turn the properties into public green space.

Causes

Water damage can originate by different sources such as a broken dishwasher hose, a washing machine overflow, a dishwasher leakage, broken/leaking pipes, and clogged toilets. According to the Environmental Protection Agency, 13.7% of all water used in the home today can be attributed to plumbing leaks. On average that is approximately 10,000 gallons of water per year wasted by leaks for each US home. A tiny, 1/8-inch crack in a pipe can release up to 250 gallons of water a day. According to Claims Magazine in August 2000, broken water pipes ranked second to hurricanes in terms of both the number of homes damaged and the amount of claims (on average $50,000 per insurance claim costs in the US. Experts suggest that homeowners inspect and replace worn pipe fittings and hose connections to all household appliances that use water at least once a year. This includes washing machines, dishwashers, kitchen sinks and bathroom lavatories, refrigerator ice makers, water softeners and humidifiers. A few US companies offer whole-house leak protection systems utilizing flow-based technologies. A number of insurance companies offer policy holders reduced rates for installing a whole-house leak protection system.

As far as insurance coverage is concerned, most damage caused by bad weather is considered flood damage and normally is not covered under homeowners insurance. Coverage for bad weather would usually require flood insurance.

Categories

Category 1 Water - Refers to a source of water that does not pose substantial threat to humans and classified as "clean water". Examples are broken water supply lines, tub or sink overflows or appliance malfunctions that involves water supply lines.

Category 2 Water - Refers to a source of water that contains a significant degree of chemical, biological or physical contaminants and causes discomfort or sickness when consumed or even exposed to. Known as "grey water". This type carries micro organisms and nutrients of micro organisms. Examples are toilet bowls with urine (no feces), sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines.

Category 3 Water - Known as "black water" and is grossly unsanitary. This water contains unsanitary agents, harmful bacteria and fungi, causing severe discomfort or sickness. Type 3 category are contaminated water sources that affects the indoor environment. This category includes water sources from sewage, seawater, rising water from rivers or streams, ground surface water or standing water. Category 2 Water or Grey Water that is not promptly removed from the structure and or have remained stagnant may be re classified as Category 3 Water. Toilet back flows that originates from beyond the toilet trap is considered black water contamination regardless of visible content or color.

Classes

Class of water damage is determined by the probable rate of evaporation based on the type of materials affected, or wet, in the room or space that was flooded. Determining the class of water damage is an important first step, and will determine the amount and type of equipment utilized to dry-down the structure.

Class 1 - Slow Rate of Evaporation. Affects only a portion of a room. Materials have a low permeance/porosity. Minimum moisture is absorbed by the materials.

Class 2 - Fast Rate of Evaporation. Water affects the entire room of carpet and cushion. May have wicked up the walls, but not more than 24 inches.

Class 3 - Fastest Rate of Evaporation. Water generally comes from overhead, affecting the entire area; walls, ceilings, insulation, carpet, cushion, etc.

Class 4 - Specialty Drying Situations. Involves materials with a very low permeance/porosity, such as hardwood floors, concrete, crawlspaces, plaster, etc. Drying generally requires very low specific humidity to accomplish drying.

Restoration

See also: Convectant drying

Different removal methods and measures are used depending on the category of water. Due to the destructive nature of water, chosen restoration methods also depend heavily on the amount of water, and on the amount of time the water has remained stagnant. For example, as long as carpet has not been wet for longer than 48 hours, and the water involved was not sewage based, a carpet can usually be saved; however, if the water has soaked for longer, then the carpet is probably irreparable and will have to be replaced. Water damage restoration can be performed by property management teams, building maintenance personnel, or by the homeowners themselves; however, contacting a certified professional water damage restoration specialist is often regarded as the safest way to restore water damaged property.

Standards and regulation

While there are currently no government regulations in the United States dictating procedures, two certifying bodies, the Institute of Inspection Cleaning and Restoration Certification (IICRC) and the RIA, do recommend standards of care. The IICRC-recommended standard is IICRC S500.

Fire and Water Restoration companies are regulated by the appropriate state's Department of Consumer Affairs - usually the state contractors license board. In California, all Fire and Water Restoration companies must register with the California Contractors State License Board. Presently, the California Contractors State License Board has no specific classification for "water and fire damage restoration."

Procedures

Water damage restoration is often prefaced by a loss assessment and evaluation of affected materials. The damaged area is inspected with water sensing equipment such as probes and other infrared tools in order to determine the source of the damage and possible extent of area affected. Restoration services would then be rendered to the residence in order to dry the structure, sanitize any affected or cross contaminated areas, and deodorize all affected areas and materials. After the labor is completed, water damage equipment including air movers, air scrubbers, dehumidifiers, wood floor drying systems, and sub floor drying equipment is left in the residence. Industry standards state that drying vendors should return at regular time intervals, preferably every twenty-four hours, to monitor the equipment, temperature, humidity, and moisture content of the affected walls and contents.

Termites Love Water Damaged Wood, Storm damage in Haddonfield NJ,

6/29/2017 (Permalink)

Termites Love Water Damaged Wood, Storm damage in Haddonfield NJ,

Termites Love Water Damaged Wood, Storm damage in Haddonfield NJ,

The American Dream of most people has always included owning their own home. While renting is sometimes the more practical approach, there is just something special about being able to call the place you live your very own. There are so many things one can do when they own their home…remodel, add on a room, investing in the upkeep and improvements of your dream home.

With that being said, the most important thing one can do involves preserving the value and structure of their house. This is much more important than all the decorating and beautifying of the home. At the top of the list of things that cause damage is moisture. Moisture causes multiple problems that include mildew, mold, rotting and decaying of wood and damaging painted surfaces. This list of moisture problems creates unsightly appearances, health issues and structural damage. Excessive water or moisture in the home also allows the potential of another scary problem—termites! Termites love water-damaged wood.

Termites are one of the homeowner’s greatest enemies. They are often referred to as Silent Destroyers. You may think this risk or threat does not affect you because you purchased your home not long ago and it was considered to be free of termites. The structure of your home may still be compromised because termites do their damage from the inside out and go undetected until the damage is extensive.

Many homeowners fail to recognize all the water and moisture problems that exist in their house. It does not require a mass flood or standing water for water damage to occur. In fact, you may be causing water damage to your home every time you take a shower or use the toilet. Of course the answer to this is not to stop showering or using the bathroom! However, you should periodically check the caulking around the shower stall or tub. Cracked or missing caulking can cause the wooden structure to be exposed to water and cause wet, decaying wood.

Another common, slow water leak is under the toilet where it connects to the floor. A slow leak may occur over a period of time allowing the subfloor under the toilet to stay wet. Again, this will cause the wood to always be wet and decay and attract those destructive termites.

Termites constantly need to be surrounded by moisture. They live several feet under the surface of the ground, thriving in the damp, cool dirt. They even build tunnels through which they travel as they make their way into your house foraging for their food; damp, water-damaged wood!

Keep your home dry and free of excess moisture and decaying wood. Repair any leaks, replace cracked or missing caulking, keep taking those showers and you will be able to enjoy your American dream home for many years!

Sump Pump Failure in Haddonfield NJ, Flood Damage in Haddonfield NJ, 7 Causes of Sump Pump Failure and What to Do

6/19/2017 (Permalink)

Sump Pump Failure in Haddonfield NJ, Flood Damage in Haddonfield NJ, 7 Causes of Sump Pump Failure and What to Do

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a liklihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintenance your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

• If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
• When testing your sump pump, go outside to make sure it is discharging water
• Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
• Check the operation of the float to make sure it is not restricted
• Clean out the air hole in the discharge line
• Listen for any unusual noises when the motor is running
• Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

• A vinegar solution can be run through the sump pump in order to clean it
• The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
• This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
• Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
• Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Lightning and Thunderstorms in Cherry Hill NJ, and Helping Your Pets Overcome the Fear of Them,

6/8/2017 (Permalink)

Lightning and Thunderstorms in Cherry Hill NJ, and Helping Your Pets Overcome the Fear of Them,

Storm phobia. You call it your worst nightmare. Either way, we all want the same thing: A calmer dog who doesn’t have to suffer the psychological damage done by booming thunder, wicked lightning and plummeting barometric pressures.

And it’s not just their psyche at risk. We all know that dogs are capable of doing serious damage to themselves during stormy times of the year. Fractured claws, lacerations, broken teeth and bruises are but a few consequences. I’ve even seen broken limbs and witnessed one dramatic case of deadly hit-by-car when a neighbor’s dog ran wildly into the street (so you know, they do this...thinking they’re fleeing the storm).

So how do you handle thunderstorm phobia?

Here are tips:

1. Handle it early on in your dog’s life

Does your dog merely quake and quiver under the bed when it storms outside? Just because he doesn’t absolutely freak, doesn’t mean he’s not suffering. Since storm phobia is considered a progressive behavioral disease, signs like this should not be ignored. Each successive thunderstorm season is likely to bring out ever-worsening signs of fear. It’s time to take action...NOW!

2. Don’t heed advice to let her “sweat it out” or not to “baby” her

I’ve heard many pet owners explain that they don’t offer any consolation to their pets because they don’t want to reinforce the “negative behavior” brought on by a thunderstorm. But a severe thunderstorm is no time to tell your dog to “buck up and get strong.” Fears like this are irrational (after all, she’s safe indoors). Your dog won’t get it when you punish her for freaking out. Indeed, it’ll likely make her anxiety worse. Providing a positive or distracting stimulus is more likely to calm her down.

3. Offer treats, cuddlings and other good stuff when storms happen

This method is best employed before the phobia sets in––as pups. Associating loud booms with treats is never a bad thing, right?

4. Let him hide...in a crate

Hiding (as in a cave) is a natural psychological defense for dogs. Getting them used to a crate as pups has a tremendous influence on how comfortable they are when things scare them. Having a go-to place for relaxing or hiding away is an excellent approach, no matter what the fear. Another approach to try, whether he’s a pup or not.

5. Get him away from the noise...and compete with it

Creating a comfy place (for the crate or elsewhere) in a room that’s enclosed (like a closet or bathroom) may help a great deal. Adding in a loud radio or white noise machine can help, too. Or how about soothing, dog-calming music? Not only does this approach muffle sounds, it also means pets can avoid the...

5. Electromagnetism

Though it may sound like Voo-doo, your dog can also become sensitized to the electromagnetic radiation caused by lightning strikes. One great way to shield your dog from these potentially fear-provoking waves is to cover her crate with a double layer of heavy-duty aluminum foil. Another method involves clothing her in a commercially available “Storm Defender” cape that does the same work. If she hides under the bed, consider slipping a layer of aluminum fold between the box-spring and mattress.

6. Desensitize him

Sometimes it’s possible to allay the fears by using thunderstorm sound CDs when it’s not raging outside. Play it at a low volume while plying him with positive stimuli (like treats and pettings). Increase the volume all the while, getting to those uncomfortable booming sounds over a period of weeks. It works well for some.

7. Ask your veterinarian about drugs

Sure, there’s nothing so unsavory as the need for drugs to relieve dogs of their fears, but recognize that some fears will not be amenable to any of these other ministrations without drugs. If that’s the case, talk to your vet about it––please.

8. Natural therapies can work

For severe sufferers there’s no doubt it’ll be hard to ask a simple flower essence to do all the heavy lifting, but for milder cases, Bach flower extracts (as in Rescue Remedy), lavender oil (in a diffuser is best) and/or “Dog Appeasing Pheromone” (marketed as D.A.P. in a diffuser, spray or collar) can help.

9. Consider seeing a board certified veterinary behaviorist

If nothing else works, your dog should not have to suffer. Seek out the advice of your veterinarian and, if you’ve gone as far as you have with him/her, consider someone with unique training in these areas––perhaps a board certified veterinary behaviorist.

4 Fast Facts About Hail Damage To Your Property, in Cherry Hill, NJ,

5/22/2017 (Permalink)

4 Fast Facts About Hail Damage To Your Property, in Cherry Hill, NJ,

A powerful storm system blew through a large swath of the nation’s midsection, spawning deadly tornadoes, blowing cars off roads and causing property damage, including from hail.

Here are some hail facts, according to the National Weather Service:

HOW IT FORMS

Inside thunderstorms are warm updrafts and cold downdrafts. When a water drop is lifted, it can carry to temperatures below 32 degrees, freeze and then fall. As it falls it can thaw as it moves into warmer air, where it can get picked up again by another updraft, returning it to cold air where it refreezes. With each trip above and below freezing, it adds a layer of ice before it ultimately falls to earth as hail.

HAIL SIZES (diameter)

Pea: 1/4 inch

Marble: 1/2 inch

Penny: 3/4 inch

Nickel: 7/8 inch

Quarter: 1 inch (hail at least quarter size is considered severe)

Pingpong ball: 11/2 inch

Golf ball: 13/4 inch

Tennis ball: 21/2 inches

Baseball: 23/4 inches

Grapefruit: 4 inches

Softball: 41/2 inches

BIGGEST EVER

The largest recorded hailstone in the U.S. was nearly as big as a volleyball and fell on July 23, 2010, in Vivian, South Dakota. It was 8 inches in diameter and weighed almost 2 pounds.

DAMAGE DONE

Hail causes about $1 billion damage to crops and property annually. A hailstorm that hit Kansas City on April 10, 2001, was the costliest ever in the U.S., causing about $2 billion damage.

If a strong storm roars through, you may find your siding damaged by hail and shingles that the wind ripped off the roof. Homeowners insurance typically covers wind damage. Coverage also usually includes damage from hail, wind-driven rain or snow that gets inside the home when a roof or wall is damaged due to wind. Most policies also offer some coverage for fallen trees that damage your home, provided the tree broke because of a storm or wind.

Be Prepared

While homeowners insurance may help provide protection against the unexpected, it's a good idea to be prepared ahead of time. Taking measures to help prevent or minimize damage from bad weather or a harsh winter may save you a lot of time, energy and money.

Storm Damage, Property Insurance Tips, Prevention, and Costs, in Cherry Hill, NJ

5/17/2017 (Permalink)

Storm Damage, Property Insurance Tips, Prevention, and Costs, in Cherry Hill, NJ

When buying homeowners insurance there are several factors to consider. In areas where severe storms are common, it is especially important to understand the type of insurance policy you have, the limitations of your policy, what it covers and the types of storms for which you may not be covered.

Storm Damage Insurance Overview

Many homeowners have already experienced a severe hailstorm and witnessed the damage hail can cause to homes, automobiles, businesses and other property. When a hailstorm hits, it does the greatest amount of damage to the exterior of your home or property. Common types of damage caused by hail are: roof damage, siding damage, shingle damage, window damage and automobile damage.

Thunderstorms

Most standard homeowners policies, also known as HO-3 policies, cover both your home and its contents. Typically, you are covered against storm damage, theft, pet damage and some major disasters, such as tornadoes, hurricanes and hail.

Earthquakes and floods are usually not covered under most standard insurance policies and require a separate policy. Remember, home insurance policies do not cover poor maintenance or normal wear and tear, so it is a good idea to make sure your home is always properly maintained.

What to Do Before You Talk to an Insurance Agent

Before buying homeowners insurance, the first thing you need to determine is the replacement cost of your home. The replacement cost reflects the total cost to replace the structures on your property. This is typically different than the market value, or sales price of your home, which takes into account other factors including the value of your lot.

An easy way to figure out your replacement cost is to multiply the building cost per square foot of your home, with the number of total square feet. If you don't have a good sense of building costs for your area, any local contractor should be able to give you a good idea of average building costs in your area.

Once you know your replacement cost, you'll have a good idea of what your insured liability limit should be. Liability limit is the amount of coverage you have if something, such as a tornado or other serious storm, destroys your home. Most experts recommend liability limits equal to the replacement cost, so if your home is totally destroyed your insurance will cover the costs to restore or rebuild your home, including living expenses if you are unable to inhabit your home.

If you live in an area prone to flooding, make sure you obtain flood insurance, which is typically a separate policy. If you have questions about your coverage, check with your insurance agent and make sure you have a solid understanding of your coverage, especially as it relates to serious storm damage or other catastrophic losses.

In states where a severe tornado not only threatens your home and its contents, it is important to understand the difference between actual cash value insurance and replacement value insurance. Actual cash value insurance compensates you for the actual, depreciated value of the items in your home. So, if you have a TV that originally cost $500, but is now worth $100, your insurance will pay you $100 if it is destroyed.

For homeowners with expensive electronics, art, and other furnishings, replacement value insurance is a smart way to go. Replacement value pays you the full amount it would cost to replace a broken, damaged or missing item. So, if a storm destroys a $4,000 plasma TV inside your home, your insurance will cover the full $4,000 replacement value of your TV, and whatever else is damaged inside your home, minus the cost of your deductible, up to the limits of your policy. If you own very expensive individual items, such as original art, or valuable jewelry, you might consider insuring those items individually, under a separate policy.

Whatever type of insurance you choose, it's always wise to take an inventory of the items in your home. If your home is completely destroyed, you will not be able to remember all of the items you own, unless you have a detailed inventory and pictures of what is inside. It is always a good idea to store your inventory list and pictures in a separate, secure location, such as a bank safety deposit box. If you have a digital camera, take pictures and email them to yourself, along with your inventory list.

A deductible is the amount you are required to pay out of pocket before your insurance kicks in. Typically homeowners insurance deductibles range from $250 to over $1,000. So, if your home is damaged by a hailstorm and incurs $10,000 in damages and you have a $500 deductible, the insurance company will pay $9,500 towards your repairs. The higher your deductible, the lower your premium will be.

When deciding on a deductible, make sure it's an amount you can come up with easily, that won't create a financial strain or hardship. Some companies are now offering policies with high deductibles, including deductibles that are calculated as a percentage of your home's value. For example, if your home is worth $200,000 and you have a 2% deductible, you will have to come up with $4,000 before your insurance pays anything. While these types of policies can offer a lower premium, make sure you are able to cover the cost of the deductible, in case a severe storm or disaster hits your area.

Shopping for Homeowners Insurance

When shopping for a homeowners policy, it is smart to check out several different insurance companies. Different insurance companies offer a wide range of coverage levels, discounts and prices. Don't just shop the companies you know best, but search for the policy that works best for your situation. If you come across a policy that looks good, but is offered by a company you haven't heard of, it's easy to check out their background. Here are three websites you can use to investigate the financial strength of an insurance company:

• Ambest (www.ambest.com)


• Fitch Ratings (www.fitchibca.com)


• Moody's Investor Services (www.moodys.com)

When selecting a policy, start by researching your area. You'll want to have a firm understanding of the storm damage history of your neighborhood related to:

• Hailstorms


• Tornadoes


• Wind Storms


• Flooding


• Earthquakes


• Natural Disasters

Make sure the insurance policy you select adequately covers storms and natural disasters in your area. Watch out for insurance companies known for unfairly denying claims. Every year, the American Justice Association publishes a list of the 10 Worst Insurance Companies. If your insurance company is on the list and your insurance claim has been denied, make sure you connect with a reputable contractor with the experience to fight for your rights.

Saving Money on Homeowners Insurance

There are many factors insurance companies take into account when determining the price of your insurance premium. Some factors that affect the cost of your premium may include:

• History of a severe storm or disaster in your area


• Neighborhood crime levels


• Quality of building materials in your home


• Building costs in your area


• Size and overall condition of your home


• Distance from a fire station

You may be eligible for a discount on your insurance premium by making certain improvements to your home, which can add up to significant savings. The following list of improvements will not just result in savings, but will make your home safer as well.

• Impact resistant roofing shingles


• Shatterproof windows


• Storm shutters


• Reinforced tile or slate roof

Most states prohibit insurance companies from canceling your insurance policy or singling you out for a rate increase for filing a storm damage claim. If you live in an area with a high propensity for severe storms or other natural disasters, you should expect premiums to be higher.

Insurance companies can raise rates for everyone living in a storm prone area. If this is the case, your rate will increase whether or not you file an insurance damage claim. So, if your home has been damaged by a tornado, hailstorm, severe wind, or other type of natural disaster, it is in your best interest to file an insurance claim to pay for the damage. If you fail to file a claim, your increase in premium will pay for everyone's repairs except for yours.

If you have storm damage to your home or commercial building, then you may need to file an insurance claim.

black ice

1/10/2017 (Permalink)

black ice

Watch out for black ice

What is black ice?

Black ice is actually invisible ice that is almost totally transparent. It can easily catch drivers off-guard and cause crashes.

How and where does black ice form?

Black ice forms when the air temperature is warmer than pavement, which causes moisture to rapidly freeze and creates a thin, transparent layer of ice on the roadway.

What can I do to be safer?

• Slow down on bridges, overpasses and tunnels, and in the early morning when the air temperature is rising faster than the pavement temperature
• Avoid applying brakes on ice as it may cause a vehicle to skid
• Do not use cruise control during winter driving conditions
• Use a safe speed for winter driving conditions, regardless of the posted speed limit
• Keep a safe stopping distance from the vehicle in front of you
• Do not use a cell phone while driving and remember that texting is prohibited while driving in Minnesota
• Keep both hands on the steering wheel, your eyes on the road and your attention on your driving